Depositing once or depositing regularly to a Holiday, Vacation or Back to SchoolClub Account at First Alliance helps you save money during the year for Christmas gift giving, a winter vacation, or back to school supplies for children returning to school in the fall, or maybe even something special for yourself. A Holiday, Vacation or Back to School Club Account earns a slightly higher rate than a Savings Account, and the balance and dividends are transferred to your Checking Account on November 1st - just in time for your first shopping spree!