Share Certificates are a good way to invest your earnings at a fixed interest rate. Your money is deposited for a specific amount of time, and in return the Credit Union offers you a dividend rate that is usually higher than a regular Savings Account. First Alliance Credit Union offers you several options when it comes to investing in Certificates.

New! You can now open and fund a certificate on-line through CU Connect On-line Banking.

Regular Certificates
Regular Certificates have deposit terms of 3-month, 6-month, 1-, 2-, 3-, 4-, and 5- years.  Dividend rates vary depending upon the length of the certificate and are compounded monthly. You may invest in a certificate at First Alliance for as little as $500.

IRA Certificates
We offer a variety of IRA solutions: Traditional, Roth, SEP and Coverdell Education Accounts. IRA Certificates have terms from 12-60 months.

Special Certificates
From time to time First Alliance offers special Certificates at a premium rate for members. These Special Certificates are offered for a specific term and dividends compound monthly.