Lending Resource Center

The Lending Resource Center was created to provide you with information for all of the loan products we offer at First Alliance Credit Union. Just a few are listed below:

    Vehicle Loans

    First Alliance offers fixed rate, 100% financing including sales taxes, title, and licensing fees on cars and trucks. The length of the term varies from 1 to 60 months with a 5-year balloon option for terms beyond 60 months. With competitive rates and no prepayment penalty, a Vehicle Loan from First Alliance is sure to suit your needs. Learn More>>

     

    Savings Secured Loans

    With a Share/CD Secured Loan, the amount of the loan is secured by your Share/CD Account. A Share/CD Secured Loan is an excellent way to build credit. For the duration of the loan, shares remaining in an account must at least equal the outstanding loan balance and cannot be withdrawn. As the loan is paid off, fewer shares are required for collateral, making more shares available to you. Although shares are used as collateral, they continue to earn dividends.

    MasterCard Credit Cards

    If you've been looking for a credit card free of gimmicks and high interest rates after an introductory period, consider a MasterCard from your Credit Union. First Alliance offers you a MasterCard account as straightforward and economical as it is convenient. With a MasterCard from First Alliance, you can access your credit around the world. Learn More>>

    Signature Loans

    An Unsecured Signature Loan may be used for purchases up to $15,000 depending upon your gross monthly income. Signature Loans are offered at a fixed rate and there are no prepayment penalties.


    Lines of Credit

    A pre-approved Line of Credit lets you draw on your loan as needed rather than borrowing an entire amount at once.  A Line of Credit Loan at First Alliance is an excellent way to protect yourself from overdrafts.

    Student Loans

    A Student Loan from First Alliance is available to finance college-related expenses. At competitive rates with no prepayment penalty, a Student Loan can give you the peace of mind you need to concentrate on your grades rather than your pocketbook.  We offer both PLUS loans and Student loans (Stafford Subsidized and Un-subsidized). We are also part of the Consolidation Program at Great Lakes Higher Education (Lender Code #830510).

     

    Recreational Vehicle Loans

    Whether its a boat, RV, snowmobile, motorcycle, ATV or Jet Ski, we can help you bring home your favorite way to relax.  Depending on the type of vehicle, you may have up to 60 months to repay your loan, with a 5-year balloon option for terms beyond 60 months.  At competitive rates, your dream can become a reality. Learn More>>

    Auto & Home Owner's Insurance options