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With a Share/CD Secured Loan, the amount of the loan is secured by your Share/CD Account. A Share/CD Secured Loan is an excellent way to build credit. For the duration of the loan, shares remaining in an account must at least equal the outstanding loan balance and cannot be withdrawn. As the loan is paid off, fewer shares are required for collateral, making more shares available to you. Although shares are used as collateral, they continue to earn dividends.
