What to Expect

What to Expect

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At First Alliance, we understand that looking for a home and mortgage financing is big step. We will do everything we can to make the process as easy and convenient as possible. Below is an outline of our mortgage process and what you can expect:

Step 1-Application and Approval

  • Complete and submit your mortgage application on-line or at one of our branch locations.
  • A mortgage representative will take the application and obtain credit information and other pertinent information.
  • A mortgage representative will then contact you with an answer, or will request more information for completing the application process if necessary.
  • When approval is complete, mortgage representatives will discuss rates, terms, fees, mortgage programs, etc. with you.
  • The mortgage representative then issues a pre-approval letter or certificate for you to use when shopping for your home.

Step 2-Mortgage Processing

  • Once all the necessary forms are completed processing begins.
  • An appraisal and any other legal work is ordered.
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