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CONSUMER LOAN RATES | MORTGAGE RATES | CERTIFICATE RATES | IRA RATES | SAVINGS RATES
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APR=Annual Percentage Rate on the loan.
*Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates may vary from rates shown.
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APR=Annual Percentage Rate on the loan.
*Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates may vary from shown rates.
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FIRST MORTGAGES
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Week of May 5, 2008 |
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| TERM/TYPE |
INTEREST RATE |
ANNUAL PERCENTAGE RATE |
| 15-Year Fixed |
5.375% |
5.655% |
| 30-Year Fixed |
5.875% |
6.045% |
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All rates and terms are subject to change without notice. These rates apply to loan amounts of $100,000 and for the purchases of owner-occupied, single-family primary residences. Other mortgage programs are available. Interest rates are subject to change daily and without notice. For an up-to-date rate quote, please contact a mortgage representative at (800) 866-8199, Option 5. Contact the Loan Department for rates on second homes, investment properties or jumbo loans at info@firstalliancecu.com.
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| CONSTRUCTION LOANS |
Effective: 1/1/2008 |
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| INTEREST RATE |
APR |
| 6.50% |
7.246% |
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APR=Annual Percentage Rate on the loan.
All rates and terms are subject to change daily and without notice. For more information, terms and conditions contact the Loan Department (800) 866-8199, Option 5.
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| HOME EQUITY LINES OF CREDIT * Rates Effective 5/1/2008 |
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Rates as low as 5.00%APR*. Loans available up to 100%LTV. Please contact a Member Service Representative for program rates and terms. (507) 288-0330 mailto:info@firstalliancecu.com
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*APR=Annual Percentage Rate on the loan. Rate applies to new Home Equity Loans as of May 1, 2008. Rate is tied to the variable rate, prime. The index is the prime rate published in the Wall Street Journal. Rates subject to change without notice.
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| HOME EQUITY FIXED RATES Rates Effective 3/19/2008 |
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Rates as low as 6.25%APR*. Loans available up to 100%LTV. Please contact a Member Service Representative for program rates and terms. (507) 288-0330 mailto:info@firstalliancecu.com
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APR=Annual Percentage Rate on the loan. Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates may vary from rates shown.
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APR=Annual Percentage Rate
*APY=Annual Percentage Yield
$500.00 minimum balance is required. Early withdrawal penalty will apply.
**IRA Certificates are not available in 3 or 6 month terms
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| IRAs & MONEY MARKET ACCOUNTS |
Effective: 4/21/2008 |
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| TYPE |
BALANCE |
APR |
APY* |
CALCULATOR |
| Money Market Accounts |
$2,000 - $9,999.99 |
1.000% |
1.00% |
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| $10,000 - $24,999.99 |
1.240% |
1.25% |
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| $25,000- $49,999.99 |
2.130% |
2.15% |
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$50,000-$999,999.99
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2.325%
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2.35%
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| Alliance Advantage Money Market |
$100,000+ |
2.47% |
2.50% |
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| IRA Savings |
------- |
1.00% |
1.00% |
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APR=Annual Percentage Rate
*APY=Annual Percentage Yield
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| SHARE RATES |
Effective: 5/1/2008 |
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| TYPE |
APR |
APY* |
CALCULATOR |
| Share Savings |
0.50% |
0.50% |
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| Holiday/Vacation/School Club |
1.00%
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1.00%
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| Checking |
0.10%
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.10%
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| Health Savings Account |
1.49%
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1.50%
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| IRA Savings |
1.00% |
1.00% |
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APR=Annual Percentage Rate
*APY=Annual Percentage Yield
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