Mortgage Rates Rochester MN

Mortgage Rates

MORTGAGES

All rates and terms are subject to change without notice.  These rates apply to loan amounts of $100,000 and for the purchases of owner-occupied, single-family primary residences.  Other mortgage programs are available.  Interest rates are subject to change daily and without notice.  For an up-to-date rate quote, please contact a mortgage representative at (800) 866-8199, Option 5.  Contact the Loan Department for rates on second homes, investment properties or jumbo loans at info@firstalliancecu.com

 
 
First Mortgages                                                                                 Week of March 9, 2010
Term/Type Interest Rate Annual Percentage Rate
15 Year Fixed 4.250% 4.530%
30 Year Fixed 4.875% 5.045%

Mortgage Rates are Subject to Change Daily and Without Notice. Call for the most current rates. (507) 288-0330.

Helpful Mortgage Calculators

 
Construction Loans                                                                     As of January 4, 2010
Interest Rate Annual Percentage Rate
5.500% 5.780%

APR=Annual Percentage Rate on the loan.
All rates and terms are subject to change daily and without notice.  For more information, terms and conditions contact the Loan Department. (507) 288-0330.

 
Home Equity Line of Credit                                         Effective January 4, 2010

Rates as low as

3.250%APR*

*APR=Annual Percentage Rate on the loan. Rate applies to Home Equity Lines of Credit with a loan to value (LTV) of 80% or less. Other rates and terms are available. Rate applies to new home equity lines of credit as of October 14, 2008 . Rate is tied to the variable rate Prime. The index is the Prime Rate published in the Wall Street Journal. Rate subject to change without notice. Contact a Member Service Representative for details. (507) 288-0330.

 
Home Equity Fixed Rates Effective January 4, 2010

Rates as low as

5.990%APR*

Rates may very based on your home's Loan to Value (LTV). Please contact a Member Service Representative for program rates and terms. (507) 288-0330

 

*APR=Annual Percentage Rate on the loan.  Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates may vary from rates shown.