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Tips for Internet Security

 

The security you would expect from your credit union.

Our online banking service provides you the opportunity to bank according to you scheduling in a secure environment. All CU Connect online banking transactions are done over a secure, private network, designed to provide you with a safe and easy way to access your accounts. Only you can view your financial information and perform transactions.

The protection of your financial information and security of you online transactions are very important to us. We have created CU Secure, an added layer of protection to CU Connect. Cu Secure protects your account from fraudulent online activities such as phishing and identity theft.

More Tips to Help Protect Your Identity:

  • Do not give your personal information over the telephone, unless you initiated the telephone call.
  • When choosing PIN numbers, avoid using things like, 1-2-3-4 or 5-6-7-8, choose number combinations that only you know.
  • Do not keep your PIN numbers and passwords in a wallet or purse.
  • Do not share your PIN numbers or passwords with others.
  • Shred your documents when finished, including credit card bills, financial statements, etc.

ALERT ME

First Alliance is please to offer our members AlertMe, a credit monitoring

service designed to help members fight identity theft, which is a growing problem that affects millions of Americans. AlertMe gives early warning of activity on your credit report. Since credit report activity can be a sign of possible identity theft, early detection can help you catch problems quickly to minimize losses.

AlertMe monitors your Experian credit file daily. New accounts, credit cards over the credit limit, and address changes are just a few of the items AlertMe monitors. If an activity occurs, AlertMe will send you an email alerting you to the activity. You can log into the AlertMe website to read details about the activity and determine if it is suspicious. AlertMe will also send an email to remind you to order your annual free credit reports. The AlertMe cost is $4.25 per month. Learn More>>

 

TOP 10 TIPS TO AVOID CONSUMER SCAMS

From the Office of Attorney General Lori Swanson

1. Never disclose your credit card number, check routing information, or other banking information to telemarketers or other solicitors.

2. Do not believe claims that you need to pay in order to "collect your winnings" from a contest or to obtain a line of credit.

3. If you receive correspondence claiming that your financial institution or account has been jeopardized, do not immediately disclose your account or other information. Contact the company at a telephone number or address that is listed in the telephone book, or what you know to be an accurate contact for the company.

4. Be wary of solicitations asking you to wire money or send payment to a foreign country. It may be difficult for law enforcement officials to pursue lost funds outside of the jurisdiction of the United States.

5. Do not send payment or wire money to a third party in response to a cashier's check or personal check "overpayment" in connection with your sale of a vehicle, product or service. Remember, just because the bank may make funds from a cashier's check available quickly does not mean the check is good. Financial institutions can take up to a week or longer to verify that a given cashier's check or personal check is legitimate.

6. Never respond to correspondence regarding a foreign lottery. These lotteries are illegal!

7. Do not open spam email or "click" on attachments, images, or links in e-mail messages, instant messages, or pop-up messages.

8. When shopping on line, always use a secure website (preferably one that offers encryption) or a well-known payment service. Do not disclose your pin numbers or other sensitive information in connection with a purchase unless you are absolutely positive that you are dealing with a reputable company.

9. Don't be rushed. People often make poor decisions when they are hurried. Most victims of scams later realize that if they had taken their time and thought it through, they would not have agreed to disclose their information or send money to a given scam operator.

10. If it sounds "too good to be true," it is.