Consumer Loans
Secured Loans                                                           Effective January 5, 2009
New motor vehicle loans
Term Rate
Calculator
12-36 Months 5.190%
37-60 Months 5.190%
72 Months 6.190%
84 Months 7.190%
 
Used motor vehicle loans                                            Effective January 5, 2009
Term Rate
Calculator
12-36 Months 5.690%
37-60 Months 5.690%

Boats, RV's, Motorcycles, & all other recreational vehicles    

                                                                                  Effective January 5, 2009

Term Rate Calculator
12-36 Months 6.500%
37-60 Months 6.750%
Signature Loans                                                               Effective  January 5, 2009
Term Regular Rate
Calculator
12 Months 8.000%
24 Months 8.000%
36 Months 8.000%
48 Months 8.000%
Overdraft Line-of-Credit                                                                 Effective January 5, 2009
Term APR Calculator
11.490%
 
 
Savings Secured Loans                                                 Effective January 5, 2009
Term APR Calculator
up to 36 Months 5.000%
37-60 Months 5.000%
 
MasterCard                                                                                         Effective January 5, 2009
Type APR Calculator
platinum 8.950%
Standard 10.950%

*APR=Annual Percentage Rate on the loan. 
*Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates may vary from rates shown.