IRAs

IRA Certificates*                                                                              Effective February 2, 2012
  Term APR APY
  12 Month 1.0000% 1.000%
  18 Month 0.6500% 0.650%
  24 Month 0.8000% 0.800%
  30 Month 0.9500% 0.950%
  36 Month 1.0900% 1.100%
  48 Month 1.2900% 1.300%
  60 Month 1.4900% 1.500%

 
Share Rates*                                                                             Effective January 1, 2012
Type APR APY Calculator
Share Savings 0.400% 0.400%
Calculator
Holiday/Vacation/School Club 0.750% 0.750%
Calculator
Checking 0.100% 0.100%
Calculator
Health Savings Account 1.000% 1.000%
Calculator
IRA Savings 0.750% 0.750%
Calculator
Smart Saver Savings Account 1.490% 1.500%
Calculator
 
IRA Savings Account                                                                        Effective January 1, 2012
Type Balance APR APY Calculator
IRA Savings ---------- 0.750%
0.750%
Calculator

 

APR=Annual Percentage Rate
*APY=Annual Percentage Yield

**$500.00 minimum balance required. Early withdrawal penalty may apply.