IRAs

IRA Certificates*                                                                              Effective January 21, 2010
  Term APR APY
  12 Month 1.5400% 1.550%
  18 Month 1.5400% 1.550%
  24 Month 1.7400% 1.750%
  30 Month 1.7400% 1.750%
  36 Month 2.2310% 2.250%
  48 Month 2.4700% 2.500%
  60 Month 2.8100% 2.850%

 
Share Rates*                                                                             Effective January 4, 2010
Type APR APY Calculator
Share Savings 0.500% 0.500%
Calculator
Holiday/Vacation/School Club 0.750% 0.750%
Calculator
Checking 0.100% 0.100%
Calculator
Health Savings Account 1.000% 1.000%
Calculator
IRA Savings 0.750% 0.750%
Calculator
Smart Saver Savings Account 1.490% 1.500%
Calculator
 
IRA Savings Account                                                                        Effective January 4, 2010
Type Balance APR APY Calculator
IRA Savings ---------- 0.750%
0.750%
Calculator

 

APR=Annual Percentage Rate
*APY=Annual Percentage Yield

**$500.00 minimum balance required. Early withdrawal penalty may apply.