IRAs

IRA Certificates*                                                                              Effective January 5, 2009
  Term APR APY
  12 Month 2.5200% 2.550%
  18 Month 2.5200% 2.550%
  24 Month 2.7200% 2.750%
  30 Month 2.7200% 2.750%
  36 Month 3.0600% 3.100%
  48 Month 3.1100% 3.150%
  60 Month 3.2000% 3.250%

 
Share Rates*                                                                             Effective January 5, 2009
Type APR APY Calculator
Share Savings 0.500% 0.500%
Calculator
Holiday/Vacation/School Club 1.000% 1.000%
Calculator
Checking 0.100% 0.100%
Calculator
Health Savings Account 1.490% 1.500%
Calculator
IRA Savings 1.000% 1.000%
Calculator
Smart Saver Savings Account 1.490% 1.500%
Calculator
 
IRA Savings Account                                                                        Effective January 5, 2009
Type Balance APR APY Calculator
IRA Savings ---------- 1.000%
1.000%
Calculator

 

APR=Annual Percentage Rate
*APY=Annual Percentage Yield

**$500.00 minimum balance required. Early withdrawal penalty may apply.