
Mortgage Programs Available![]()
First Alliance has a number of mortgage options tailored to suit your needs. We want to help you get on the right path to home ownership:
Conventional Mortgage
We offer 30, 20, 15, and 10 year fixed rate mortgages. These loans feature fixed interest rates for the term of the loan.
Adjustable Rate Mortgage
The average length of time a person owns their home is 7 years. This makes the adjustable rate mortgage a more attractive mortgage option for some buyers. The adjustable rate mortgage offers a lower monthly payment compared to fixed rate mortgages.
Balloon Mortgage
Our balloon products average a 5 year term with options to pay in full or refinance at maturity.
New Construction Mortgages
We offer a new construction loan program for those who want to build their dream home from start to finish. These loans get the construction process started. Permanent financing is available upon completion of your new home.
Bridge Loan Mortgages
Haven't sold your current home yet, but would like to use the money from the sale of the house to purchase a new one? We have the solution. A bridge loan can get you the money you need now for your new home purchase.
First Alliance Home Equity Financing
First Alliance offers fantastic home equity mortgage financing. Looking to get cash out of the equity you have built in your home? This is the perfect way to consolidate loans, make home improvements, or go on that special vacation. Our rates are competitive and may be tax deductible.
First Alliance Home Equity Line of Credit
A Home Equity Line of Credit offers you the ability to get cash out of the equity in your home, when you need it. These loans are a great way to make home improvements, finance college tuition and more. Since its a revolving line of credit, you can make advances whenever they are necessary.