GET CHECKING: A Workshop to qualify you to access checking account services.

GET Checking is designed for people who currently do not have an account with a financial institution. Maybe you have never had an account and don't know how to start. Maybe you've had problems with an acount in the past that is making it difficult to open an account now.

Having an account is:

Health Savings Accounts: Helping Control Healthcare Costs 

A Health Savings Account (HSA) gives you more flexibility and control over your health care costs. That's because it empowers you to make your own health care decisions.

Use Pre-Tax dollars to Pay for Medical Expenses
You will be able to deduct your contributions to your HSA, and the account earnings will accumulate on a tax-deferred basis. Best of all, distributions from your HSA are tax-free if they are used for qualified medical expenses.

Opening Your HSA
To open an HSA, you must select a high-deductible health plan. The deductible must be at least $1,100 for an individual plan and at least $2,200 for a family plan. The major advantage of a high-deductible plan is lower premiums!

Contributing to Your HSA
You must enroll in a high-deductible health plan before you can make HSA contributions. The maximum annual HSA contribution is the deductible under your high-deductible health plan. Your employer's contributions to your HSA are tax-free, and you can deduct your own contributions to your HSA on your income tax return.

Account Balance is Carried Over
Unlike contributions to a flexible spending account, the balance of your HSA at the end of the year is carried over to the next year. So you're not placed in a position of having to "use it or lose it" each year.

Control and Flexibility
An HSA enables you to take control of your health care decisions. And since you are the owner of your HSA, it doesn't matter what your job status is or whether your employer makes contributions to your plan. Your HSA will always follow you.

Health Savings Account Benefits:

Protection:  You will have an opportunity to save money to pay high or unexpected medical bills.

Affordability: High insurance policy deductibles mean lower premiums

Savings: Your ability to deduct your contribuitions and the tax deferral of account earnings enable you to build your account.

Flexibility: You can contribute at any time during the year, and your HSA balances rolls over from year to year.

Portability: You own the account, so it goes where you go, regardless of any job changes.

Call or Stop in Today! We can explain your options, answer any questions you  may have, and help you open your Health Savings Account.