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What is an ITIN Loan and How does ITIN Lending Work? E18

What is an ITIN Loan and How does ITIN Lending Work? E18

Good Money Moves
17 min
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In episode 18 of the Good Money Moves podcast, “What is an ITIN Loan and How does ITIN Lending Work?”, host Jenna Taubel, AVP of Marketing at First Alliance Credit Union, sits down with Chelsy Lara, Community Development Advisor and specialist in ITIN lending. Chelsea draws on her expertise to break down: • What an ITIN loan is and who qualifies • How ITIN lending replaces SSN verification in loan applications • The types of loans available—auto, personal, manufactured home, and small business • How on-time ITIN-based payments build your credit history • Common misconceptions and transferring your ITIN credit history when you obtain an SSN Whether you’re new to credit, starting a small business, or planning for home ownership, this conversation gives you the clear guidance and tools to use your ITIN with confidence—without the confusion or guesswork. More helpful resources from First Alliance Credit Union • What is an ITIN? - https://www.firstalliancecu.com/blog/what-is-an-itin •What are Secured Credit Cards? - https://www.firstalliancecu.com/blog/what-are-secured-credit-cards • All member resources: https://www.firstalliancecu.com/ First Alliance Credit Union is federally insured by the NCUA and is an Equal Housing Lender.