Line of Credit Loans

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Line of Credit Loan
Make financing unexpected life events more convenient with a line of credit loan. Only advance funds when you need it, and only make payments when you have a balance. There is no annual fee and you can access your line of credit from within Online Banking and at ATMs, now that’s convenient!

Overdraft Protection Line of Credit
Save money and gain piece of mind when you open a line of credit as overdraft protection for your checking account. Instead of pulling funds from your savings account and incurring an overdraft fee, you can set up an Overdraft Protection Line of Credit loan and transfers to cover your overdrafts are at no charge. You can pay back the balance all at once, or make minimum payments. Minimum of $500 credit limit required.

Home Equity Line of Credit
Access the equity in your home to pay for home remodeling, education expenses, weddings, your next vehicle, and more! Click here to see our Home Equity products page to learn more!

MasterCard Line of Credit
First Alliance offers you a MasterCard account as straightforward and economical as it is convenient. Interest rates as low as 6.95% APR* with no annual or cash advance fees.  Click here to see our Credit Card product page to learn more! Or if your looking for a more rewarding line of credit, check out our uChoose Rewards Credit Card!

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*APR = Annual Percentage Rate. Rates are listed "as low as" and vary depending upon the credit card you chose.