How exactly do you get your finances where you want them? Everyone's situations and goals are a little bit different, but these two financial health to-dos are a great place to start.
It's a credit idea to check your credit report regularly. The important thing is to make sure your information is correct, and that you are paying on time and reducing credit balances.
You can pull a free credit report once a year from annual credit report.com. Here's what to look for on your credit report:
If you find mistakes, file a correction with the credit reporting agency on their website.
One of the most important steps toward strong credit and financial health is to make sure you pay your bills on time. A budget can help you stay on track.
By setting your budget in advance, it's easier to manage your money to meet your goals. You can use this free downloadable budgeting calculator to help you get started and keep you on track.
First Alliance Credit Union has many helpful resources to help you get started with reaching your financial goals, such as our Beginner's Guide to Budgeting and our Credit Score Facts Page. We've also partnered with companies like Green Path Financial Wellness, which offers free, unlimited financial education tools and one-on-one financial counseling.