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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Is it better to save or pay off debt, woman with purple hair looking at computer

4 min read

Is It Better to Save or Pay Off Debt?

When you’re trying to get ahead financially, one big question tends to pop up: should you build up your savings first or concentrate on paying off...

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woman writing SMART financial goals

5 min read

How to Set Financial Goals Using the SMART Goals Framework

Financial goals are the cornerstone of financial confidence and control. They provide a roadmap for where you want to go and how you plan to get...

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woman looking stressed from debt

5 min read

Setting a Debt Payoff Plan

Gaining control over your debt can be a transformative experience, both financially and emotionally. The burden of debt can feel overwhelming, but...

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couple setting financial goals, two men smiling

5 min read

How to Set a Savings Goal: A Step-by-Step Guide

Setting savings goals is a crucial step towards financial stability and independence. It provides a clear path to follow and helps you stay focused...

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pile of pennies

4 min read

The End of the Penny: What It Means for Your Finances

The penny was first authorized in 1792, but as of November 12th, 2025 the United States has officially minted its final penny.

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woman with blond hair in a messy bun looking at computer screen

4 min read

What Loans Can I Refinance and How Does it Work?

Refinancing a loan means transferring your existing debt to a new lender, often to benefit from a better interest rate, more manageable payments, or...

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3 people signing paperwork inside First Alliance Mobile Branch

2 min read

Helping Preserve Affordable Housing in MN

First Alliance Credit Union proudly announces its partnership with CoNorth and the residents of Lone Oak Estates Cooperative to help preserve...

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7 min read

11 Ways Being Disorganized Costs You Money

Managing your money goes beyond keeping tidy records or color-coding spreadsheets. When your finances become disorganized, the real impact shows up...

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two people looking at paperwork with pen in hand

5 min read

When to Refinance Your Car Loan

Refinancing your car loan involves replacing your current loan with a new one, often with a different lender, to secure terms that better match your...

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Couple reviewing property tax paperwork

8 min read

Property Taxes in Minnesota: A Guide for First-Time Homeowners

Property taxes across Minnesota are rising, and for many homeowners, the increases could be significant. According to reporting from the Star...

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