The holiday season brings festive parties, family get-togethers and giving of gifts. Exchanging gifts is a wonderful thing to do, but it can also put a strain on your budget. Gift-giving is a major cause of overspending during the holiday season.
Both Category 4 hurricanes, Harvey and Irma struck the United States within a two-week period in 2017, causing widespread devastation. According to CNBC, Hurricane Harvey dropped a mind-boggling 19 trillion gallons of rain, triggering unprecedented flooding. The combined destruction from the hurricanes was estimated at $150 billion to $200 billion (WaPo). The news reports made everyone in the country mindful of the destruction of unrestrained water.
No matter what size your family is, groceries are a big part of your monthly expenses – you have to eat after all. Sometimes, when you go grocery shopping it can feel like you have no control over the final cost, making saving money on groceries difficult. To help you gain control over your grocery bill we have put together a few steps for how to save money on groceries.
We have all seen it before in big bold letters on an envelope in your mailbox, “You’re Preapproved!” It’s usually for a credit card you didn’t ask for. But what does “preapproved” mean exactly, and did you know you can also be preapproved for car loans and mortgages too? Here we explain the basics of what it means to be preapproved for a loan and the benefits of a getting a preapproval.
Often, we are asked "how quickly does your credit score change?" This especially comes up when you're working on improving your score after past credit issues or simply because you are new to building credit. Credit scores don't change overnight, but they do change. Here are some important things to know about credit scores:
In January 2014 we opened our 3900 Fairway Place NW Rochester branch, which we often refer to as our 55th Street NW location. Member traffic at this branch started out very strong, however the major road construction project in the area has significantly decreased easy access to our NW branch. Due to this change in access member activity has declined, and we anticipate continued declines at this location due to the roadway changes. Therefore, because of the decline in traffic and activity, the credit union will be permanently closing the 55th Street NW branch location on December 29, 2017.
We don't normally talk politics with our members, but this is a special opportunity for our members to advocate for, and with, First Alliance Credit Union to ensure all legislators and regulators across the political spectrum hear from credit unions and their members about the issues that directly impact us, as a credit union family. Become a credit union advocate through GREAT!