Buying a home is an exciting process that comes with a lot of responsibilities. When applying for a mortgage, it helps to know some important facts beforehand. The following answers to frequently asked questions can help you prepare for this important step in your own home-buying process.
If your finances are a regular source of stress and anxiety, you are not alone. Some people avoid paying bills until the last minute because of the overwhelming concern that this task involves. Other people experience extreme stress when they pull out a debit card to pay for groceries because they are not sure if they have enough money available in their account to do so.
Sometimes we all just want to be able to wave a magic wand and make our wallets fuller and lives easier. Unfortunately, magic's not real so that’s never going to happen. Sigh. Instead, here are some quick tips on saving money that are easy to follow and totally do-able!
Student loan debt is one of the most significant aspects of contemporary American financial life. According to The Economist, total U.S. student loan debt surpassed $1.2 trillion in 2014, and over 7 million borrowers are in default. There are approximately 44 million people with student loans who have an average outstanding loan balance of $37,172.
These days, it seems like there is a fine print for everything we do: cell phone contracts, utilities, cable, and the list goes on. We've all been guilty at one time or another of skipping right over the fine print and getting the deal done. The one contract that should always be carefully reviewed is a credit card agreement.
Rochester, Minn. (April 03, 2018) – The Minnesota Children’s Museum Rochester invites all community members to celebrate the Science of Saving with First Alliance Credit Union at the Minnesota Children's Museum Rochester on April 7th, 2018 from 9:00am to 5:00pm!
Even with unemployment and national debt at all-time highs, it's still shocking when your family faces a job loss or other financial setback. Most of us experience the emotional impact of money at some point in our lives. And, when adults are hit with a financial crisis, our children are impacted whether we realize it or not.
A 401(k) is a retirement savings plan that is offered by companies to their employees. Employees can save a small percentage of money from their paychecks before taxes are deducted. 401k plans are beneficial in helping people save for the future.
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