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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

two business owners on laptop with box on table

4 min read

What to Do If Your Small Business Revenue Drops Unexpectedly

Unexpected dips in sales happen, even to healthy, well-run small businesses. A seasonal slowdown lasts longer than you expected. A major client...

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Jeremiah and Jeff WINcentive winners pictured with Brent Rempe and Ryan Smith

2 min read

Celebrating Two WINcentive Savings Winners

First Alliance Credit Union is proud to announce that two of its members, both also long-time employees, were prize winners through the annual...

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woman on laptop laying on couch looking stressed

3 min read

Can Using Buy-Now-Pay-Later Lead To A Cycle Of Debt?

Buy-now-pay-later (BNPL) services are everywhere, offering a quick and easy way to split purchases into smaller payments. Whether you’re shopping for...

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credit check on cell phone screen, cup of black coffee on table

2 min read

Soft Credit Check vs. Hard Credit Pull: What’s the Difference?

If you’ve ever applied for a loan, credit card, apartment, or even a job, you’ve likely heard the terms soft credit check and hard credit pull. While...

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couple making a purchase from their laptop online

4 min read

What Is Buy Now, Pay Later And How Does It Work?

Buy Now, Pay Later (BNPL) services allow you to purchase items immediately and pay for them over time, typically in a series of installments. There...

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First Alliance employee helping member

2 min read

Find Financial Confidence at a Credit Union

Money worries affect nearly everyone at some point, but taking the first step to address them can be truly empowering. Financial stress can feel...

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woman stressed with hands in hair looking at computer

4 min read

Understanding Debt Traps and How to Escape Them

Debt traps are financial situations where it feels incredibly difficult to escape the cycle of debt and move toward your healthier money goals. They...

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couple looking at computer and paperwork looking stressed out

3 min read

Planning for Medical Expenses Without Health Insurance

For many individuals and families, affordable health insurance isn’t always an option. Rising premiums, changing subsidies, or self-employment can...

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man in green shirt deep in thought with hand on chin

4 min read

Identifying Good vs Bad Loans: Protect Your Financial Future

When it comes to borrowing money, not all loans are created equal. Distinguishing between a good loan and a bad loan can significantly impact your...

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Is it better to save or pay off debt, woman with purple hair looking at computer

4 min read

Is It Better to Save or Pay Off Debt?

When you’re trying to get ahead financially, one big question tends to pop up: should you build up your savings first or concentrate on paying off...

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