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At First Alliance Credit Union, we believe that home-ownership is the heart of a strong community; which is why we are proud to offer Manufactured Home Loans to our South East Minnesota area communities. Whether you're looking to settle down in a community or want your manufactured home on your own land, First Alliance has flexible financing solutions that will work for you to help you meet your personal home-ownership goals.
Kandace Amazi has been a Lending Advisor with First Alliance Credit Union for over 2 years. Kandace received her bachelor’s degree at Minnesota State University in Mankato. She enjoys working with members to help find financial solutions to fit their life. Kandace is a big animal lover and she enjoys hiking with her dog in her free time.
I can help you with...
Please use the calendar below to select and book a time to meet and discuss your financing needs. I look forward to meeting with you! 
Ready to get started on your home ownership journey? These are the steps you can expect to take throughout the process of applying for your manufactured home loan.
Step 1 - You can start by completing an online application or if you want more support by scheduling an phone call with a Lending Advisor. In addition to a completed application, we will need several important documents:
Step 2 - Once you’ve been officially pre-approved, the fun part can begin, looking for your manufactured home!
Step 3 - Once you’ve found your home, we will have the home appraised. In order to start that process, we will need to collect additional documentation:
Step 4 - Once the appraisal process is completed, it will be time to schedule and sign the closing documents to finalize your manufactured home purchase.
Please note: Final closing cost may vary based on location. We may require additional documents or steps be completed depending on your situation.
|
Term |
Interest Rate |
APR* |
| 7 Year | 7.00% | 7.62% |
| 10 Year | 7.25% | 7.71% |
| 15 Year | 7.50% | 7.83% |
| 20 Year (double wide only) | 7.75% | 8.02% |
Effective January 1, 2024
*APR=Annual Percentage Rate. Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates shown are based on a $30,000 loan amount, 5 years old or newer manufactured home, placed in a manufactured home park, with a 20% down payment, $607 application fee, and 720 credit score. Other loan options may be available. Final rates may vary from rates shown. Call 507-288-0330 for a personal quote.
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