Affordable Credit Cards for Your Everyday Needs

For a limited time only, with a uChoose Rewards Card we are giving you an opportunity to layer up on bonus points and save money! 

• Open a new uChoose Rewards Credit Card to get 10,000 points*
• Add on a new product or service for an extra 2,000 bonus points* each
• Plus, get 0% APR** for 6 months on balance transfers to your uChoose card

Earn cool stuff or get cash back when you use the First Alliance Credit Union uChoose Rewards credit card.

• Currently offering 9.24% - 15.24% APR** on all purchases, cash advances & balance transfers
• Earn 1 point per 1 dollar spent on all purchases online and in stores
• No fees for balance transfers or cash advances
• No annual fees
• No foreign transaction fee
• Mobile Wallet compatible
• My Cards compatible
• Transactions and monthly statements viewable in Online Banking

Check out our uChoose video in the Resource Center to learn more about our rewards card program.

A straightforward credit card with a low APR and no annual fee.

• 6.95% APR* on all purchases, cash advances & balance transfers
• No fees for balance transfers or cash advances
• No annual fees
• Only a small foreign transaction fee of 1% of each purchase
• Mobile Wallet compatible
• My Cards compatible
• Transactions and monthly statements viewable in Online Banking

A credit card for people looking to build or rebuild their credit.

• 14.24% APR* on all purchases, cash advances & balance transfers
• No fees for balance transfers or cash advances
• No annual fees
• Only a small foreign transaction fee of 1% of each purchase
• Mobile Wallet compatible
• My Cards compatible
• Transactions and monthly statements viewable in Online Banking

You can make credit card payments in your First Alliance online banking account, at one of our branches, or by mailing payments to the address below.  

*APR = Annual Percentage Rate. APR for Classic and Platinum will vary with the prime rate published in the Wall Street Journal. Rates are effective as of October 1, 2020.

** 0% Introductory APR is good for the first 6 statement closing dates following the opening of your credit card for balance transfers made within 60 days of opening your credit card. After that, your APR will be 9.24% to 15.24%, based on your credit rating when you open your credit card. This APR will vary with the market based on the Prime Rate published in the Wall Street Journal. Promotional rate and terms apply to external balance transfers only. Existing First Alliance credit card balances are excluded. Please see full terms and conditions for additional payment allocation information. Balance transfers do not accumulate points.

***10,000 points will be awarded for new uChoose Rewards credit card during the promotional period only. 2,000 points will be awarded for new consumer products or services only. Products include all consumer loans that are new to the credit union or any consumer depository accounts that are new to the credit union and meet any minimum deposit requirements. Services include all ancillary tools that assist our members in managing their accounts or accessing their funds, including receiving a debit card, enrolling in Palm ID, online banking, mobile banking, bill pay, eStatements, My Money tool, MyCards tool, free credit score tool, or Zelle. Other services will be considered at the credit unions discretion. Existing members must have all existing loans and accounts in good standing before points will be awarded. Points will appear in your account by the end of the next statement cycle. Offer valid January 11th 2021 through February 28th 2021.

First Alliance Credit Union is an Equal Opportunity Lender. Rates listed effective October 1 2020. 

Review the complete terms and conditions for uChoose Rewards card here and for our Classic and Platinum cards here.