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First Alliance offers three different types of Mastercard© credit cards, each designed to help you meet your own unique financial goals. Explore your credit card options below. If you're not sure which is the best fit for you, we can help. No judgment, just guidance.
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Rewards Credit Card
Earn cool stuff or get cash back when you use the First Alliance Credit Union rewards credit card. Limited time offer: 0% APR** for 6 months on balance transfers.
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Currently offering 13.74% - 18.00% APR* on all purchases, cash advances & balance transfers
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Earn 1.5 points per 1 dollar spent on all purchases online and in stores
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2,500 free points when you register
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1,000 free points on your birthday
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1,000 free points on your card's anniversary
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1 point per dollar for every balance transfer brought over
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No fees for balance transfers or cash advances
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No annual fees
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No foreign transaction fee
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Mobile Wallet compatible
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My Cards compatible
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Transactions and monthly statements viewable in Online Banking
Check out our uChoose video in the Resource Center to learn more about our rewards card program.
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Platinum Credit Card
A straightforward credit card with a low APR and no annual fee.
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11.45% APR* on all purchases, cash advances & balance transfers
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No fees for balance transfers or cash advances
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No annual fees
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Foreign transaction fee is 1% of each purchase
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Mobile Wallet compatible
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My Cards compatible
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Transactions and monthly statements viewable in Online Banking
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Classic Credit Card
A credit card for people looking to build or rebuild their credit.
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18.00% APR* on all purchases, cash advances & balance transfers
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No fees for balance transfers or cash advances
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No annual fees
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Foreign transaction fee is 1% of each purchase
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Mobile Wallet compatible
- Transactions and monthly statements viewable in Online Banking
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How to Make Payments
You can make credit card payments in your First Alliance online banking account, at one of our branches, or by mailing payments to the address below.
FNBO
PO Box 2711
Omaha, NE 68103-2711Struggling to make your credit card payments? We can help, contact us today.
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First Alliance Credit Card Lost/Stolen
To report a lost or stolen First Alliance Credit Card, call 844-252-0674.
You can also use this number to contact customer service or dispute charges to your credit card.
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*Legal Stuff
*APR = Annual Percentage Rate. APR for Classic and Platinum will vary with the prime rate published in the Wall Street Journal. Rates are effective as of September 25, 2024.
**APR = Annual percentage rate. 0% introductory APR is good for the first 6 statement closing dates following the opening of your credit card for balance transfers made within 60 days of opening your credit card. After that, your APR will be 13.99% to 18.00%, based on your credit rating when you open your credit card. This APR will vary with the market based on the Prime Rate published in the Wall Street Journal. Promotional rate and terms apply to external balance transfers only. Existing First Alliance credit card balances are excluded. Please see full credit card terms and conditions for additional payment allocation information.
First Alliance Credit Union is an Equal Opportunity Lender. Rates listed effective September 25, 2024.
Review the complete terms and conditions for uChoose Rewards card here and for our Classic and Platinum cards here.