Credit Cards

First Alliance offers you Mastercard Credit Cards as straightforward and economical as they are convenient. We strive to keep our credit cards free of gimmicks and the interest rates wallet-friendly. We offer three credit cards designed to help you meet your financial goals through every stage of life. Take a look at each option below to help you figure out which one might be the best fit for you.

Of course, if you’re still not sure, we are just a phone call away, we would be happy to help guide you into the best credit card to meet your needs.

Which credit card is best for you?

Limited Time Offer: 0% APR** for 6 months on balance transfers to uChoose Rewards Credit Cards!

uChoose Rewards Card	Platinum Card	Classic Card

11.49% - 17.49% APR** on all purchases, cash advances, & balance transfers. Earn 1 point per 1 dollar spent on all purchases (online and in stores) No fees for balance transfers or cash advances No annual fees No foreign transaction fee Mobile Wallet compatible CardValet fraud protection app Transactions and monthly statements viewable in Online Banking	9.20% APR* on all purchases, cash advances, & balance transfers. No fees for balance transfers or cash advances No annual fees Only a small foreign transaction fee of 1% of each purchase Mobile Wallet compatible CardValet fraud protection app Transactions and monthly statements viewable in Online Banking	16.49% APR* on all purchases, cash advances, & balance transfers. No fees for balance transfers or cash advances No annual fees Only a small foreign transaction fee of 1% of each purchase Mobile Wallet compatible CardValet fraud protection app Transactions and monthly statements viewable in Online Banking

uChoose Rewards Card

Rewards Credit Card | First Alliance Credit Union

If you are someone who regularly pays off their balances and wants to earn cool stuff or cash back for every purchase, then a uChoose Rewards Credit Card could be an excellent option for you.

11.49% - 17.49% APR** on all purchases, cash advances, & balance transfers.
Earn 1 point per 1 dollar spent on all purchases (online and in stores)
No fees for balance transfers or cash advances
No annual fees
No foreign transaction fee
Mobile Wallet compatible
Transactions and monthly statements viewable in Online Banking

Platinum Card

If you need to have a higher credit limit on a card but don’t want the higher interest rates or fees that traditionally come with a higher limit, then a First Alliance Platinum Card is perfect for you!

9.20% APR* on all purchases, cash advances, & balance transfers.
No fees for balance transfers or cash advances
No annual fees
Only a small foreign transaction fee of 1% of each purchase
Digital Wallet compatible
Transactions and monthly statements viewable in Online Banking

Classic Card

If you are looking for your first credit card to begin building a credit history, or if you are looking to rebuild your credit history, this card may be the best choice for you. Here’s why:

16.49% APR* on all purchases, cash advances, & balance transfers.
No fees for balance transfers or cash advances
No annual fees
Only a small foreign transaction fee of 1% of each purchase
Digital Wallet compatible
Transactions and monthly statements viewable in Online Banking

Make payments on your Mastercard:

You can make credit card payments in online banking, at one of our branches, or by mailing payments to the address below:

FNBO
PO Box 2711
Omaha, NE 68103-2711

First Alliance Mastercard Credit Card Customer Service
For Customer Service, disputes or to report lost/stolen cards: 844-252-0674

Platinum and Standard Terms and Conditions | uChoose Rewards Terms and Conditions

*APR = Annual Percentage Rate. APR for Classic and Platinum will vary with the prime rate. Rates are effective as of January 2, 2019.

** 0% Introductory APR is good for the first 6 statement closing dates following the opening of your credit card for balance transfers made within 60 days of opening your credit card. After that, your APR will be 11.49% to 17.49%, based on your creditworthiness when you open your credit card. This APR will vary with the market based on the Prime Rate. Promotional rate and terms apply to external balance transfers only. Existing First Alliance credit card balances are excluded. Please see full Terms and Conditions for additional payment allocation information. Balance transfers do not accumulate points. First Alliance Credit Union is an Equal Housing Lender. Rates listed effective January 2, 2019.