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Certificates of Deposit (CDs) are great tools for saving your money and are simple to understand. You agree to keep your money on deposit at the credit union for a specific length of time. Then, we pay you an interest rate that is higher than our regular savings accounts, as a thank you! CDs can be used to save for both long and short-term financial goals!
Open a new Certificate of Deposit at First Alliance Credit Union and earn more!
|
Term |
APR* | APY** |
| 13 Months | 1.49% | 1.50% |
Effective July 25th, 2022
Like what you see? Calculate your compound interest here.
Opening a Certificate of Deposit at First Alliance requires a minimum initial deposit of $500.00.
|
Term |
APR* | APY** |
| 6 Month | 0.250% | 0.250% |
| 12 Month | 0.350% | 0.350% |
| 18 Month | 0.400% | 0.400% |
| 24 Month | 0.450% | 0.450% |
| 30 Month | 0.500% | 0.500% |
| 36 Month | 0.550% | 0.550% |
| 48 Month | 0.700% | 0.700% |
| 60 Month | 1.000% | 1.000% |
Effective July 1st, 2022
Like what you see? Calculate your compound interest here.
**APR=Annual Percentage Rate. APY=Annual Percentage Yield. All rates are subject to change without notice. Early withdrawal penalties may apply. Consult the Truth-In-Savings disclosure for complete details.
Opening an IRA Certificate of Deposit at First Alliance requires a minimum initial deposit of $500.00.
| Term | APR* | APY** |
| 12 Month | 0.350% | 0.350% |
| 18 Month | 0.400% | 0.400% |
| 24 Month | 0.450% | 0.450% |
| 30 Month | 0.500% | 0.500% |
| 36 Month | 0.550% | 0.55% |
| 48 Month | 0.700% | 0.700% |
| 60 Month | 1.000% | 1.000% |
Effective July 1st, 2022
*Consult your tax adviser.
**APR=Annual Percentage Rate. APY=Annual Percentage Yield. All rates are subject to change without notice. Early withdrawal penalties may apply. Consult the Truth-In-Savings disclosure for complete details.
A Certificate of Deposit at First Alliance offers you many benefits including:
- Fixed interest rate for the CD term
- Flexible terms from 6 to 60 months
- Minimum deposit is only $500.00
- No monthly service fees or charges
- Auto-renewal options are available
- Youth/Teen Certificate of Deposit options
Explore more about using CDs to reach your savings goals:
Opening a CD at First Alliance is easy! Use the option that's easiest for you:
Complete our request form
Call us at 507-288-0330
Email us at hello@firstalliancecu.com
We encourage you to discuss your goals with us so we can help you determine the best savings option for you. No judgment, just answers and guidance.
Please note, if you're not a member yet, you'll need to complete our membership application before we can open your CD.
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