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Certificates of Deposit
The set-it-and-forget-it way to increase your savings.
Certificates of Deposit (CDs) are great tools for saving your money and are simple to understand. You agree to keep your money on deposit at the credit union for a specific length of time. Then, we pay you an interest rate that is higher than our regular savings accounts, as a thank you! CDs can be used to save for both long and short-term financial goals!
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Current CD Promotion RatesOur Best Rate for CDsAvailable for a limited time only: Add more money at anytime and no early withdrawal fee!Call us to open your 9 month CD today!
9 Month CD Rates
TermDividend RateAPY**9 Month3.930%4.00%*APY = Annual Percentage Yield. The dividend rate effective as of September 2, 2026 is 3.930%. $500 minimum deposit is required. Auto-renews to 12-month CD at eligible tiered rate upon maturity. Offer subject to change or end without notice. Early withdrawal penalty is waived. Other fees may apply, refer to Truth in Savings for complete details.
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Certificate of Deposit Rates
Business & Consumer Rates for CDs
Opening a Certificate of Deposit at First Alliance requires a minimum initial deposit of $500.00.
CD Rates for balances between $500.00 - $99,999.99
Term
Dividend Rate APY** 6 Month 3.640% 3.700% 12 Month 3.640% 3.700% 18 Month 3.830% 3.900% 24 Month 3.640% 3.700% 30 Month 3.450% 3.500% 36 Month 3.450% 3.500% 48 Month 3.450% 3.500% 60 Month 3.640% 3.700% 84 Month 3.830% 3.900% 120 Month 3.830% 3.900% Jumbo CD Rates for balances between $100,000.00 - $249,999.99
Term
Dividend Rate APY** 6 Month 3.780% 3.850% 12 Month 3.780% 3.850% 18 Month 3.980% 4.050% 24 Month 3.780% 3.850% 30 Month 3.590% 3.650% 36 Month 3.590% 3.650% 48 Month 3.590% 3.650% 60 Month 3.780% 3.850% 84 Month 3.980% 4.050% 120 Month 3.980% 4.050% Jumbo CD Rates for balances of $250,000.00 and above
Term
Dividend Rate APY** 6 Month 3.880% 3.950% 12 Month 3.880% 3.950% 18 Month 4.070% 4.150% 24 Month 3.690% 3.750% 30 Month 3.690% 3.750% 36 Month 3.690% 3.750% 48 Month 3.690% 3.750% 60 Month 3.880% 3.950% 84 Month 4.070% 4.150% 120 Month 4.070% 4.150% Effective September 1, 2026
Like what you see? Calculate your compound interest here.
**APY=Annual Percentage Yield. All rates are subject to change without notice. Early withdrawal penalties may apply. Consult your Truth-In-Savings disclosure for complete details.
Rates for IRA Certificates of Deposit
Opening an IRA Certificate of Deposit at First Alliance requires a minimum initial deposit of $500.00.
IRA Rates for balances between $500.00 - $99,999.99
Term Dividend Rate APY** 12 Month 3.640% 3.700% 18 Month 3.830% 3.900% 24 Month 3.640% 3.700% 30 Month 3.450% 3.500% 36 Month 3.450% 3.500% 48 Month 3.450% 3.500% 60 Month 3.640% 3.700% 84 Month 3.830% 3.900% 120 Month 3.830% 3.900% Jumbo IRA Rates for balances between $100,000.00 - $249,999.99
Term
Dividend Rate APY** 6 Month
3.780% 3.850% 12 Month 3.780% 3.850% 18 Month 3.980% 4.050% 24 Month 3.780% 3.850% 30 Month 3.590% 3.650% 36 Month 3.590% 3.650% 48 Month 3.590% 3.650% 60 Month 3.780% 3.850% 84 Month 3.980% 4.050% 120 Month 3.980% 4.050% Jumbo IRA Rates for balances of $250,000.00 and above
Term
Dividend Rate APY** 6 Month 3.880% 3.950% 12 Month 3.880% 3.950% 18 Month 4.070% 4.150% 24 Month 3.880% 3.950% 30 Month 3.690% 3.750% 36 Month 3.690% 3.750% 48 Month 3.690% 3.750% 60 Month 3.880% 3.950% 84 Month 4.070% 4.150% 120 Month 4.070% 4.150% Effective September 1, 2026
*Consult your tax adviser.
**APY=Annual Percentage Yield. All rates are subject to change without notice. Early withdrawal penalties may apply. Consult your Truth-In-Savings disclosure for complete details. -
Benefits of a Certificate of Deposit
A Certificate of Deposit at First Alliance Credit Union offers you many benefits including:
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Fixed interest rate for the CD term
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Flexible terms of up to 120 months
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Minimum deposit is only $500.00
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No monthly service fees or charges
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Auto-renewal options are available
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Youth/Teen Certificate of Deposit options
Do you want to make your money go further? Explore our Impact CD's!
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Certification of Deposit FAQs
Are you still considering a Certificate of Deposit as an option for meeting your savings goals? Explore these free articles to learn more about CDs to help you make smart choices about how to manage your money!
Questions about opening a CD? Ask us!
