Don't keep us a secret. You like us -- and we think your friends will too! If you'd like to help you friends make the switch, here are some guidelines and resources to make it easy for them to get started.
PMI means Private Mortgage Insurance. Conventional mortgages generally require a 20% down payment. Typically, if you don’t put down at least 20% you will have to pay PMI, which can be up to several hundred dollars a month added to your mortgage payment. By utilizing a combination of the products offered here it is possible to avoid any Private Mortgage Insurance. Of course, we will help you determine your best options!
Should I apply before finding a home?
Before you even start shopping for a home, you will need to get prequalified for the loan. Sellers will know you’re a serious buyer, and you will know that your financing is already lined up. Complete our Pre-Qualification Application online to get started!
If you plan to use gift funds (wedding presents, monetary gifts from your parents, etc.) there are often special rules that apply. When you talk with us, please let us know if you plan to us any gift money to buy your home.
