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Everyone needs a checking account, what you don't need are the monthly services fees that usually go with it. That's why we won't charge you one. Our checking accounts offer you financial control and convenience. Explore all the benefits of a checking account at First Alliance using the menu below.
A checking account shouldn't make managing your money more difficult or cost you money! That's why a First Alliance checking account is designed to make life easier for you with features like:
No minimum balance requirements
When you keep a balance of $1,000 or greater, we'll pay you dividends
No recurring monthly service charges or fees
A free same-day debit cards for you and anyone else on the account
24/7 access to your account through online and mobile banking
New members receive 12 temporary checks at no charge
Plus, members age 62 and above receive one box of checks free each year
Overdraft protection options to help you avoid stressing about spending
| Interest Rate* | APY** | Balance for APY |
| 0.150% | 0.150% | $1,000.00 |
If you have a checking account, you will need to access it at your convenience, that's why you also get a free MasterCard® Debit Card at account opening- you can get yours today by stopping by one of our branches or we can mail it to you! Plus, your First Alliance debit card is:
We don't like seeing you get stressed when you need to pay for important expenses like gas or groceries, but may not have the funds to cover the expense in the moment. So we offer several options to help you avoid the stress of a transaction not going through, no matter how big or small!
Courtesy Pay: When you opt-in and qualify for our Courtesy Pay Program, you'll shop easy knowing that we've got your back if your account comes up short. Our Courtesy Pay Program fee is only $30 per covered transaction. Review the complete terms and conditions of our Courtesy Pay Program and consult with a Member Advisor for full details about this program.
If you overdraw your checking account your transaction will automatically pull funds from your Line of Credit to cover your purchases. You can pay back the balance all at once, or make minimum payments. Minimum of $500 credit limit required. Get complete details about Overdraft Line of Credit option here or talk with a Member Advisor.
We can easily link your savings account to your checking account so if you were to overdraw your account, the funds in your savings would cover the transaction. Talk to a Member Advisor today for full details.
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