Checking Accounts That Deliver Peace of Mind

A checking account shouldn't make managing your money more difficult or cost you money! That's why a First Alliance checking account is designed to make life easier for you with features like:

No minimum balance requirements

When you keep a balance of $1,000 or greater, we'll pay you dividends

No monthly service charges or fees

A free same-day debit cards for you and anyone else on the account

24/7 access to your account through online and mobile banking 

New members receive 12 temporary checks at no charge

Plus members age 62 and above receive one box of checks free each year after

Overdraft protection options to help you avoid stressing about spending

If you have a checking account, you will need to access it at your convenience, that's why you also get a free MasterCard® Debit Card - you can get yours today by stopping by one of our branches or we can mail it to you! Plus, your First Alliance debit card is:

• Compatible with Apple Pay, Samsung Pay, and Android Pay
• High-security EMV Chip-enabled
• An Award Winning Card Design 
• Accepted anywhere MasterCard® is accepted online and in-stores
• Accepted by tens of thousands of surcharge-free MoneyPass™ ATMs nationwide
• Can be managed and protected with the free My Cards feature in our free Mobile Banking app

We don't like seeing our members get stressed when they accidentally overdraw their checking accounts. So we offer several options to help you avoid the stress of a transaction not going through, no matter how big or small.

Courtesy Pay: 
When your funds come up short, we pay the transaction for you, for a small processing fee, so you never have to worry about a declined card when you're out buying groceries. You can opt-in and out of this program at anytime.

Overdraft Line of Credit:
If you overdraw your checking account your transaction will automatically pull from the Line of Credit to cover your purchases at no charge. You can pay back the balance all at once, or make minimum payments. Minimum of $500 credit limit required.

Link to Savings:
We can automatically link your savings account to your checking account so that if you were to overdraw your account, the funds in your savings would cover the transaction for free.