Checking Accounts That Deliver Peace of Mind

A checking account shouldn't make managing your money more difficult or cost you money! That's why a First Alliance checking account is designed to make life easier with features like:

• No minimum balance requirements

• When you keep a balance of $1,000 or greater, we'll pay you dividends

• No recurring monthly service charges or fees

• A free same-day debit cards for you and anyone else on the account

• 24/7 access to your account through online and mobile banking 

• New members receive 12 temporary checks at no charge

• Plus, members age 62 and above receive one box of checks free each year

• Overdraft protection options to help you avoid stressing about spending

If you have a checking account, you will need to access it at your convenience, that's why you also get a free MasterCard® Debit Card at account opening- you can get yours today by stopping by one of our branches or we can mail it to you! Plus, your First Alliance debit card is:

• Compatible with Apple Pay, Samsung Pay, and Android Pay

• High-security EMV Chip-enabled

• An Award Winning Card Design 

• Accepted anywhere MasterCard® is accepted online and in-stores

• Accepted by tens of thousands of surcharge-free MoneyPass™ ATMs nationwide

• Can be managed and protected with the free My Cards feature in our free Mobile Banking app

• Replacement debit cards are only $5.00 and you can receive one instantly at any branch location

Debit Card and Money App for Kids

First Alliance Credit Union is excited to share that we're offering your family a subscription to Greenlight, the debit card and money app for kids and teens, totally on us*! With the Greenlight debit card and app, your kids learn:

• How to earn money through chores

• How to set savings goals

• How to spend money wisely

• And so much more

The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. †First Alliance Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their First Alliance Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer ends 10/15/2026. Offer subject to change and partner participation.  Card images shown are illustrative and may vary from the card you receive. 

We understand how stressful it can be when you need to pay for essential expenses like gas or groceries, but don't have the funds available at the time. That's why we provide several solutions to help you prevent the anxiety of a transaction failing, regardless of the amount!

Courtesy Pay: 

When you opt-in and qualify for our Courtesy Pay Program, you'll shop easy knowing that we've got your back if your account comes up short. Our Courtesy Pay Program fee is $30 per covered transaction. Review the complete terms and conditions of our Courtesy Pay Program and consult with a Member Advisor for full details about this program.

Overdraft Line of Credit:

If you overdraw your checking account your transaction will automatically pull funds from your Line of Credit to cover your purchases as long as funds are available. You can pay back the balance all at once, or make minimum payments. Minimum of $500 credit limit required. Get complete details about Overdraft Line of Credit option here or talk with a Member Advisor.

Link to Savings:

We can easily link your savings account to your checking account so if you were to overdraw your account, the funds in your savings would cover the transaction. Talk to  a Member Advisor today for full details.