For those new to online banking: click here to get started.
Everyone needs a checking account, what you don't need are the monthly services fees that usually go with it. That's why we won't charge you one. Our checking accounts offer you financial control and convenience. Explore all the benefits of a checking account at First Alliance using the menu below.
A checking account shouldn't make managing your money more difficult or cost you money! That's why a First Alliance checking account is designed to make life easier for you with features like:
No minimum balance requirements
When you keep a balance of $1,000 or greater, we'll pay you dividends
No recurring monthly service charges or fees
A free same-day debit cards for you and anyone else on the account
24/7 access to your account through online and mobile banking
New members receive 12 temporary checks at no charge
Plus, members age 62 and above receive one box of checks free each year
Overdraft protection options to help you avoid stressing about spending
| Interest Rate* | APY** | Balance for APY |
| 0.150% | 0.150% | $1,000.00 |
If you have a checking account, you will need to access it at your convenience, that's why you also get a free MasterCard® Debit Card at account opening- you can get yours today by stopping by one of our branches or we can mail it to you! Plus, your First Alliance debit card is:
We don't like seeing you get stressed when you need to pay for important expenses like gas or groceries, but may not have the funds to cover the expense in the moment. So we offer several options to help you avoid the stress of a transaction not going through, no matter how big or small!
Courtesy Pay: When you opt-in and qualify for our Courtesy Pay Program, you'll shop easy knowing that we've got your back if your account comes up short. Our Courtesy Pay Program fee is $30 per covered transaction. Review the complete terms and conditions of our Courtesy Pay Program and consult with a Member Advisor for full details about this program.
If you overdraw your checking account your transaction will automatically pull funds from your Line of Credit to cover your purchases. You can pay back the balance all at once, or make minimum payments. Minimum of $500 credit limit required. Get complete details about Overdraft Line of Credit option here or talk with a Member Advisor.
We can easily link your savings account to your checking account so if you were to overdraw your account, the funds in your savings would cover the transaction. Talk to a Member Advisor today for full details.
© 2018 - 2022 First Alliance Credit Union | 320 Alliance Place NE Rochester, MN 55906 | (507) 288-0330
Privacy Policy | Routing Number: 291975481
Affiliate Site Disclaimer: Our website privacy and security policies only provide protection via the domains owned and operated by the credit union: firstalliancecu.com and resources.firstalliancecu.com. By accessing any linked website not hosted on the listed domains you will be leaving our website and entering an affiliate site which is hosted and controlled by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the website which you are entering, which may be different than those of ours. Inclusion of any linked website on our site does not imply approval or endorsement of the linked website by us. This remains true even where the linked site appears within the parameters or window/frame of our site. We are not responsible for practices employed by websites linked to or from our website, nor the information, content, accuracy, or opinions expressed in such websites, and such websites are not investigated, monitored or checked for accuracy or completeness by us, nor do we maintain any editorial or other control over third-party websites. Your browsing and interaction on any other website, including websites which have a link to our site, is subject to that website's own rules and policies. If you decide to leave our website and access any third-party websites, you do so solely at your own risk.