<img src="https://events.xg4ken.com/pixel/v2?tid=KT-N2BAB-3ED&amp;noscript=1" width="1" height="1" style="display:none">
(800) 866-8199    SupportLet's Chat
hello@firstalliancecu.com Email Us

Login

Alternatives to Banks | Credit Union Rochester MN ×
Online Banking Login Forgot Password | Enroll | Demo

For those new to online banking: click here to get started.

Home Financing

budgeting calculator

Subscribe to Blog Updates
Apply Today Calculate

Line of Credit (HELOC) = 5.500% APR*
Home Equity Fixed Rates = 5.450% APR*

Apply Today

Last updated: January 2, 2019
*APR=Annual Percentage Rate on the loan. Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates may vary from rates shown.

Calculate Your Payments!
View All Rates

View All Rates

First Alliance offers a fixed-rate home equity loan or a flexible home equity line of credit (HELOC). Both home equity options let you access the equity in your home to pay for a wide variety of larger expenses such as home remodeling projects, education expenses, weddings, medical debts, and more.

Not sure which solution is best for you? Then contact us today. No judgment, no obligation. Just guidance. 

Home Equity Line of Credit (HELOC)

Our Home Equity Line of Credit is the choice for someone who likes having the flexibility to draw funds when they need it and can use it for most any purpose.

  • An open-ended line of credit you can manage through Online Banking.
  • Monthly payment changes based on the amount you owe.
  • Primary residence only
  • The interest you pay may be tax deductible - consult your tax adviser for more information.

Apply Today

Fixed Rate Home Equity Loans

Our Fixed Rate Home Equity Loan is one lump sum disbursed at the beginning of your loan.

  • Interest rate and payment remain the same over the life of the loan
  • The interest you pay may be tax deductible - consult your tax adviser for more information

Apply Today

We applied for a HELOC and found the process very efficient. The loan officer was very professional and personable. He answered all of our questions and we were very pleased with the service and process.

First Alliance Member

Are You Ready To Learn More About Your Home Equity Loan Options?
Let's Talk

Personal Banking

Accounts

Loans

Loan Rates

Savings Rates

Investments

Become A Member

Apply

Login

Alternatives to Banks | Credit Union Rochester MN ×
Online Banking Login Forgot Password | Enroll | Demo

If you have never had an Online Banking account at First Alliance before, click here to get started.

Business Banking

Accounts

Loans

Business Banking Team

Login

Alternatives to Banks | Credit Union Rochester MN ×
Online Banking Login Forgot Password | Enroll | Demo

If you have never had an Online Banking account at First Alliance before, click here to get started.

Resource Center

Blog

Calculators

Important Links & Docs

Online Banking Help

Subscribe to the Blog


Save With Love My Credit Union Rewards | Credit Union MN

About First Alliance

About Us

Careers

Contact and Locations

Member Benefits

Member Stories

 

 
NCUA Accreditation     Equal Housing Lender

© 2018 First Alliance Credit Union | 320 Alliance Place NE Rochester, MN 55906 |  (507) 288-0330 | hello@firstalliancecu.com

Privacy Policy | Routing Number: 291975481

Affiliate Site Disclaimer: By accessing the noted link you will be leaving our website and entering an affiliate site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours.