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At First Alliance Credit Union we offer financing for all kinds of vehicles, including new and used cars, trucks, motorcycles. Plus financing for recreational vehicles including campers, boats and ATV's and more. Our vehicle financing is available for a wide range of financial situations. Whether your credit is perfect or needs improvement, we will work with you to get you an affordable auto loan with 100% financing options.
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Car & Motorcycle Rates
New Car & Motorcycle Rates
Term APR* 12-36 months 5.24% 37-60 months 5.49% 61-75 months 5.74% 76-84 months 5.99% Used Car & Motorcycle Rates
TermAPR*12-36 months5.49%37-60 months5.74%61-75 months5.99%Effective January 1, 2025*APR = Annual Percentage Rate. Rates are quoted "as low as" and subject to evaluation of your credit. -
Boat & RV Rates
Recreational Vehicle Loan Rates
Term APR* 12-36 months 6.74% 37-60 months 6.99% Effective January 1, 2025
*APR = Annual Percentage Rate. Rates are quoted "as low as" and subject to evaluation of your credit.
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Auto Loan Payment Calculator
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Get Your Used Car Buying Checklist
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Extended Warranties & Debt Protection
Life happens, and you want to be ready when it does. Make sure to ask us about getting an extended warranty and debt protection for your vehicle. We will work with you to get you a package that covers what you need and fits in your price range. You can opt-in for these additional vehicle loan benefits when you apply.
Debt Protection
A job loss, death or disability often means your financial situation changes unexpectedly. This is why we offer our members Debt Protection, this service can help you by canceling all or part of your protected loan payment or balance, should a protected life event occur. When you opt-in for this special coverage plan the premium is added into your First Alliance loan payment.
If you need to file a claim, begin a Payment Protection Claim through TruStage Group, please fill out a claim form here.
Extended Warranties
Cars can be expensive to repair, which is why we are pleased to offer you comprehensive, extended warranty coverage on most new and used vehicles. You can opt-in for additional coverage during the application process and the cost of the warranty can be added on to your First Alliance auto loan payments.
Have questions about these add-on services? Let's talk, contact us today.
We're here to help every step of the way.
The service I received was awesome, very attentive to what I was looking for. Jen came up with a better option then I had which saved me money in the long run. Jen is very friendly professional and easy to work with. I will definitely be calling her in the future for my loan needs. Thank you so much for your help.
Braedon was fantastic to work with and got a better deal for me than I thought I could get. Exceptionally happy. Thank you.
Kayla was amazing to work with, start to finish! She made time for me when I came in without an appointment and was friendly, thorough, and professional. She communicated with me throughout the process and actually made the loan process simple and enjoyable- which isn't easy to do. She is an asset to the credit union. I will recommend her to anyone I know looking for a car loan.
Amra made getting my auto loan a smooth and easy process. She gave me her time and attention and when I had additional questions she was great about answering all my questions. She made me feel very comfortable and I felt taken care of. Thank you Amra!
Really appreciate the online application process, the quick turnaround on approval and closing, and the exceptional communication throughout the process. Thank you!