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12-36 months = 2.390%
37-60 months = 2.790%
61-72 months = 3.190%
75-84 months = 3.990%

Last updated: April 1, 2018
*APR=Annual Percentage Rate on the loan. Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates may vary from rates shown.

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Financing is available for all kinds of vehicles!

  • New and Used Cars and Trucks
  • New and Used Motorcycles
  • Recreational Vehicles including campers, boats, ATVs, and more

Did you finance your vehicle loan at another lender? We encourage you to consider moving it to First Alliance; we can definitely save you money! Check out our great vehicle rates compared to other lenders below to see how much you could save by financing or refinancing today!

Compare Your Payment with First Alliance

  • First Alliance
  • $ 447
    Estimated Monthly Payment
  • Loan Amount: $25,000
  • Interest Rate: 2.79% APR*
  • Term: 60 months

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    • Wells Fargo
    • $ 459
      Estimated Monthly Payment
    • Loan Amount: $25,000
    • Interest Rate: 3.90% APR*
    • Term: 60 months
    • Total Estimated Savings with First Alliance: $720
  • First Alliance vs. Wells Fargo
  • $440 vs. $452
    Estimated Monthly Payment
  • Interest Rate:
    2.19% APR* vs. 3.24% APR*
  • Total Estimated Savings with
    First Alliance: $720
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  • Associated Bank
  • $ 471
    Estimated Monthly Payment
  • Loan Amount: $25,000
  • Interest Rate: 4.90% APR*
  • Term: 60 months
  • Total Estimated Savings with First Alliance: $1,440
  • First Alliance vs. Home Federal
  • $440 vs. $467
    Estimated Monthly Payment
  • Interest Rate:
    2.19% APR* vs. 4.54% APR*
  • Total Estimated Savings with
    First Alliance: $900
  • Apply Now
  • Premier Bank
  • $ 478
    Estimated Monthly Payment
  • Loan Amount: $25,000
  • Interest Rate: 5.50% APR*
  • Term: 60 months
  • Total Estimated Savings with First Alliance: $1,860
  • First Alliance vs. Associated Bank
  • $440 vs. $488
    Estimated Monthly Payment
  • Interest Rate:
    2.19% APR* vs. 6.40% APR*
  • Total Estimated Savings with
    First Alliance: $1,260
  • Apply Now
*APR = Annual Percentage Rate. Rates are quoted "as low as” and are subject to evaluation of your credit. All rate examples are based on “as low as” rates for a new vehicle loan, with a credit score of 721 or above. Competitive rates are taken directly from the May 2018 Loan Basic Report published by Rate Watch. Estimated payments are rounded up to the nearest whole dollar and based on a $25,000 loan amount with a 60-month repayment term for a new vehicle. Some institutions may have introductory offers or additional ways to lower the interest rates. Rates shown assume the customer does not meet the requirements to receive lower interest rates. Estimated payments do not include the cost of tax, title, or licensing fees for a vehicle at the time of purchase. Total estimated savings is over the life of the loan if paid off on schedule.
 

Low Credit Lending Options

Our vehicle financing is available for a wide range of financial situations. Whether your credit is perfect or needs improvement, we will work with you to get you an affordable auto loan. 

We also offer…

  • Optional Extended Warranties
  • Optional Debt Protection
  • 100% Financing Options
  • Up to 72 Month Terms
  • Flexible & Convenient Payment Options

Are You Ready To Learn More About Your Vehicle Financing Options?

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Check out these member testimonials

I have the utmost respect for First Alliance Credit Union and Jessica Wampach. She made the loan process so easy and was extremely helpful in my search for a new vehicle. I brought several to her for additional information to make sure I didn't pay too much and was making the best decision. She is so easy to talk to and work with. Thank you Jessica!

Barbara from Rochester, MN

I love the fact that this banking institution is a local company that gives good rates even to those who are financially and credit score challenged. They don't extremely inflate rates based on credit alone.

Ravuth from Rochester, MN

I've financed most of my autos I've owned over the years through you guys, simply because the process is so easy and everyone I've worked with has been very responsive and helpful! Plus, rates have always been the lowest in comparison to other lenders so I definitely appreciate the service!

Sreeram from Crystal, MN

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