12-36 months = 1.990%
37-60 months = 2.190%
61-72 months = 2.990%
75-84 months = 3.990%

Last updated: April 7, 2017
*APR=Annual Percentage Rate on the loan. Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates may vary from rates shown.

Calculate Your Payments!
View All Rates

Financing is available for all kinds of vehicles!

  • New and Used Cars and Trucks
  • New and Used Motorcycles
  • Recreational Vehicles including campers, boats, ATVs, and more

Did you finance your vehicle loan at another lender? We encourage you to consider moving it to First Alliance; we can definitely save you money! Check out our great vehicle rates compared to other lenders to see how much you could save by financing or refinancing today!

Compare Your Payment with First Alliance

  • First Alliance
  • $ 440
    Estimated Monthly Payment
  • Loan Amount: $25,000
  • Interest Rate: 2.19% APR*
  • Term: 60 months

  • Apply Today

    • Wells Fargo
    • $ 452
      Estimated Monthly Payment
    • Loan Amount: $25,000
    • Interest Rate: 3.24% APR*
    • Term: 60 months
    • Total Estimated Savings with First Alliance: $720
  • First Alliance vs. Wells Fargo
  • $440 vs. $452
    Estimated Monthly Payment
  • Interest Rate:
    2.19% APR* vs. 3.24% APR*
  • Total Estimated Savings with
    First Alliance: $720
  • Apply Now
  • Home Federal
  • $ 467
    Estimated Monthly Payment
  • Loan Amount: $25,000
  • Interest Rate: 4.54% APR*
  • Term: 60 months
  • Total Estimated Savings with First Alliance: $900
  • First Alliance vs. Home Federal
  • $440 vs. $467
    Estimated Monthly Payment
  • Interest Rate:
    2.19% APR* vs. 4.54% APR*
  • Total Estimated Savings with
    First Alliance: $900
  • Apply Now
  • Associated Bank
  • $ 488
    Estimated Monthly Payment
  • Loan Amount: $25,000
  • Interest Rate: 6.40% APR*
  • Term: 60 months
  • Total Estimated Savings with First Alliance: $1,260
  • First Alliance vs. Associated Bank
  • $440 vs. $488
    Estimated Monthly Payment
  • Interest Rate:
    2.19% APR* vs. 6.40% APR*
  • Total Estimated Savings with
    First Alliance: $1,260
  • Apply Now
*APR = Annual Percentage Rate. Rates are quoted "as low as” and are subject to evaluation of your credit. All rate examples are based on “as low as” rates for a new vehicle loan, with a credit score of 721 or above. Competitive rates are taken directly from the April 2017 Loan Basic Report published by Rate Watch. Estimated payments are rounded up to the nearest whole dollar and based on a $25,000 loan amount with a 60-month repayment term. Some institutions may have introductory offers or additional ways to lower the interest rates. Rates shown assume the customer does not meet the requirements to receive lower interest rates. Estimated payments do not include the cost of tax, title, or licensing fees for a vehicle at the time of purchase.
 

Compare Financing Between First Alliance and Dealerships   Start Calculating Your Financing Options

Low Credit Lending Options

Our vehicle financing is available for a wide range of financial situations. Whether your credit is perfect or needs improvement, we will work with you to get you an affordable auto loan. 

We also offer…

  • Optional Extended Warranties
  • Optional Debt Protection
  • 100% Financing Options
  • Up to 72 Month Terms
  • Flexible & Convenient Payment Options

Check out these member testimonials

I had a very positive experience when transferring my vehicle loan to First Alliance and everything went smoothly.

Charles from Rochester, MN

Al was fabulous to work with. From helping us figure out what loans would be best to making sure everything went smoothly, he was great. I was surprised at how quick and easy the process was.

Kevin from Sargeant, MN

I needed a loan the same day to get a car bought. I needed it to be done quickly. I got the money that day and a great deal on a car for my daughter!

Jerome from Rochester, MN

budgeting calculator

Learn More

Are You Ready To Learn More About Your Vehicle Financing Options?

Request More Info