You can get loans for homes and vehicles. What about everything else? That’s where personal loans and lines of credit come in. They’re a simple loan that you can use them for just about anything. Explore the benefits of a personal loan or line of credit from First Alliance Credit Union.
We know you and your family may be feeling stressed, emotionally and financially. That's why we are now offering financial relief loans to help give you a little boost and relieve some stress. This special loan offers:
Apply for this loan using the "Apply Now" button above and selecting "personal loans" or by calling us at 507-299-0330.
No judgment. Just answers and guidance. We are here to help.
*APR = Annual Percentage Rate. Credit check required. Must provide pay stub from prior to 3/13/2020. Must have applied for MN unemployment benefits. No minimum loan amount, max loan amount $5,000. Terms up to 36 months. First payment is due 90 days after the loan funds have dispersed.
Personal loans, also known as a signature loans, can be used to finance just about anything. These loans are:
Personal loans can be used to finance just about anything, here are just a few ideas!
A personal line of credit lets you be ready for planned and unexpected expenses with a generous, low rate credit line. Personal Line of Credit limits are higher than traditional overdraft lines of credit, as they are designed to provide you with easy access to higher credit limits when you need them.
Personal lines of credit are great for covering unexpected expenses such as car repairs or a major purchase. Personal lines of credit are also great for financing:
Other Important Information:
Overdrafting your checking account happens. Make sure you’re prepared to cover overdrafts when they happen with a convenient overdraft line of credit!
How It Works:
An overdraft line of credit is attached directly to your checking account. When an overdraft occurs a transfer is made automatically from your overdraft line of credit to your checking account to cover the amount you over drafted. No one will ever know you didn't have enough funds, except for you.
You will then make payments on your line of credit monthly.
For fast cash, you can also transfer funds from your line of credit to your checking or savings account using our online and mobile banking.
| Term | APR* |
| 12-36 months | 6.990% |
| 37-60 months | 7.990% |
| Term | APR* |
| Open Ended | 11.490% |
| Term | APR* |
| Open Ended | 6.25% |
Effective July 1 2020.
*APR = Annual Percentage Rate. Rates are quoted "as low as"and are subject to an evaluation of your credit. Rate may vary from rates shown. Rates subject to change without notice.
**APR=Annual Percentage Rate. Rates are quoted "as low as" and are subject to an evaluation of your credit. Rate may vary from rate shown. Rate is based on the variable rate Prime as quoted in the Wall Street journal, and is subject to change quarterly and without notice.
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