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12-36 months term: 6.990% APR*
37-60 months term: 7.990% APR*

Last updated: April 1, 2018
*APR=Annual Percentage Rate on the loan. Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates may vary from rates shown.

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Personal Loans

Personal loans, also known as signature loans, can be an excellent tool to help you meet your financial and personal goals. They are one of the simplest types of loans available because they are:

  • Unsecured - that means no collateral is needed, such as a car or house, just your signature
  • Fixed Rate – this means your payments won’t change over the life of the loan, our rates start as low as 6.99% APR*
  • Fixed Term – this means you know exactly how long it will take to pay off, we provide terms ranging from 12 to 60 months
  • Any Amount – we can offer loans as small as $200 all the way up to $20,000 or more

Plus, personal loans can be used to finance just about anything, here are just a few ideas!

  • Debt Consolidation
  • Wedding
  • Adoption
  • Vacations
  • Moving Expenses
  • Vehicle Repairs

Concerned about qualifying or feel like you have a complicated situation? We would be happy to visit with you over the phone or in person to discuss your options. No judgment, no obligations. Just answers and guidance.

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Debt Consolidation Loan Calculator | First Alliance Credit Union Rochester MN

*APR = Annual Percentage Rate. Rate is quoted “as low as,” and are subject to an evaluation of your credit. Your rate may vary from the rate shown.

 

Personal Line of Credit

Make financing unexpected life events more convenient with a personal line of credit loan! Only advance funds when you need it, and only make payments when you have a balance.

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Randi was a pleasure to work with. She really cared about what was in my best interest financially, and we worked together to put the loan together with the coverage I needed in a way that respected my budget. She also had a wealth of knowledge and advice when I asked her about building my credit score. I felt very taken care of and very sure that my decisions were wise ones.

Stephanie from Rochester, MN

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