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Kamel LoveJoy

How Does a Home Equity Loan Work?

4 min read

How Does a Home Equity Loan Work?

Picture your home as a giant piggy bank. Every mortgage payment you make chips a little more paint off that bank and reveals actual dollars inside....

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Understanding Car Loans: A Simple Guide for Smart Borrowing

4 min read

Understanding Car Loans: A Simple Guide for Smart Borrowing

When you're in the market for a car, figuring out how to finance it can feel like a big challenge. But understanding the ins and outs of auto loans...

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10 Common Scams You Need to Know About and How to Avoid Them

4 min read

10 Common Scams You Need to Know About and How to Avoid Them

You work hard for your money, and it’s important to protect it from the growing number of identity theft and financial scams out there. Fraudsters...

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Can You Refinance a Personal Loan? Here's What You Need to Know

5 min read

Can You Refinance a Personal Loan? Here's What You Need to Know

Life is unpredictable. Maybe you took out a personal loan for school, a car, or even a much-needed vacation. But now, whether it’s because your...

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How to Protect Yourself from Identity Theft: Steps You Can Take Today

3 min read

How to Protect Yourself from Identity Theft: Steps You Can Take Today

Identity theft is more common than we’d like to think, and it could happen to anyone. With all the data breaches and scams floating around, it’s...

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How Do You Save Money? Saving When Every Dollar Counts

3 min read

How Do You Save Money? Saving When Every Dollar Counts

Maya had a question "How to save money?" She is 27, rents a small apartment in Rochester, and clocks in 40‑hour weeks at a retail job. Between...

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Juneteenth & Credit Unions: Helping Build Financial Freedom

3 min read

Juneteenth & Credit Unions: Helping Build Financial Freedom

What Is Juneteenth? In 1865, Juneteenth marked a significant turning point in American history. On this day, enslaved individuals in Texas were...

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Best Budget Travel Locations: How to Travel Without Breaking the Bank

4 min read

Best Budget Travel Locations: How to Travel Without Breaking the Bank

Traveling on a budget might seem like a challenge, especially when you have big dreams of exploring exotic places like Vietnam and Thailand, but it’s...

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How Can I Save Money? A No‑Guilt Roadmap to Your First $1,000

4 min read

How Can I Save Money? A No‑Guilt Roadmap to Your First $1,000

Saving money can feel like trying to hold water in your hands—especially when every paycheck is already spoken for and surprise expenses pop up like...

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10 Questions to Ask Before Buying a Used Camper

5 min read

10 Questions to Ask Before Buying a Used Camper

If you’ve ever dreamt of hitting the open road and exploring the USA from the comfort of your own camper, you're not alone! Many people share this...

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