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Kamel LoveJoy

How to Buy a New Car or Used  Without Getting Ripped Off

4 min read

How to Buy a New Car or Used Without Getting Ripped Off

Ethan had been dreaming about getting his own car since high school. After graduating from college and landing a full-time job, he was finally ready....

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Credit Card Balance Transfers – Do I Need It?

3 min read

Credit Card Balance Transfers – Do I Need It?

Meet Sarah and Tim. They’re a hardworking couple from Rochester, Minnesota, raising their 11-year-old daughter in a cozy home in a great...

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4 min read

Credit Utilization & Your Car Loan Approval: What You Need to Know

When you’re applying for a car loan, lenders look beyond your credit score. One of the biggest factors they check is yourcredit utilization. But what...

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How to Set Goals and Achieve Your Dreams: A Step-by-Step Guide

3 min read

How to Set Goals and Achieve Your Dreams: A Step-by-Step Guide

Setting goals can feel overwhelming, especially if you're just starting out or rebuilding your life. But goals are the foundation for creating the...

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Is Debt Consolidation a Good Idea? Let’s Break It Down

4 min read

Is Debt Consolidation a Good Idea? Let’s Break It Down

Imagine this: Juan and Maria, a hardworking Hispanic couple, have been living the American Dream—or so they thought. They’ve been paying down their...

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New Mission, Vision, and Values

2 min read

Discover the New Mission, Vision, and Values at First Alliance CU

What happens when you put 15 of the top movers and shakers at First Alliance Credit Union into a room with one goal: to redefine what we stand for?...

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Save Smarter - Why WINcentive

3 min read

Save Smarter: Why WINCENTIVE and Club Accounts Are Game-Changers

Saving money doesn’t have to feel like a chore or mean giving up on fun. At First Alliance Credit Union, we believe in turning your savings goals...

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What is a credit union

4 min read

What Is a Credit Union and How Can It Save You Money?

If you’ve ever felt like your bank doesn’t really care about you, you’re not alone. Maybe you’ve been hit with high fees, denied a loan, or struggled...

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debt to income ratio for mortgage

4 min read

debt to income ratio for mortgage: What you should know

Buying your first home can feel like a wild mix of excitement and nerves. Suddenly, you’re faced with terms like Debt-to-Income ratio (DTI), and if...

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Credit Builder Loans: What Are They and How Can They Help You?

4 min read

Credit Builder Loans: What Are They and How Can They Help You?

Building credit can feel like trying to solve a puzzle with missing pieces. If you’re just starting your financial journey or rebuilding after some...

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