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Kamel LoveJoy

How to Protect Yourself from Identity Theft: Steps You Can Take Today

3 min read

How to Protect Yourself from Identity Theft: Steps You Can Take Today

Identity theft is more common than we’d like to think, and it could happen to anyone. With all the data breaches and scams floating around, it’s...

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How Do You Save Money? Saving When Every Dollar Counts

3 min read

How Do You Save Money? Saving When Every Dollar Counts

Maya had a question "How to save money?" She is 27, rents a small apartment in Rochester, and clocks in 40‑hour weeks at a retail job. Between...

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Juneteenth & Credit Unions: Helping Build Financial Freedom

3 min read

Juneteenth & Credit Unions: Helping Build Financial Freedom

What Is Juneteenth? In 1865, Juneteenth marked a significant turning point in American history. On this day, enslaved individuals in Texas were...

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Best Budget Travel Locations: How to Travel Without Breaking the Bank

4 min read

Best Budget Travel Locations: How to Travel Without Breaking the Bank

Traveling on a budget might seem like a challenge, especially when you have big dreams of exploring exotic places like Vietnam and Thailand, but it’s...

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How Can I Save Money? A No‑Guilt Roadmap to Your First $1,000

4 min read

How Can I Save Money? A No‑Guilt Roadmap to Your First $1,000

Saving money can feel like trying to hold water in your hands—especially when every paycheck is already spoken for and surprise expenses pop up like...

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10 Questions to Ask Before Buying a Used Camper

5 min read

10 Questions to Ask Before Buying a Used Camper

If you’ve ever dreamt of hitting the open road and exploring the USA from the comfort of your own camper, you're not alone! Many people share this...

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How to Pay Off Debt: Smart Strategies for Financial Freedom

4 min read

How to Pay Off Debt: Smart Strategies for Financial Freedom

Are you feeling like your debt is slowly taking over? It’s tough, but trust me, you’re not alone—and the good news is, there’s a way out. Whether...

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Fix My Credit After A Setback: The Playbook For Rebuilding

3 min read

Fix My Credit After A Setback: The Playbook For Rebuilding

Jaden should have floated out of graduation. ESPN had just handed him a remote‑work contract; his retail apron was history. But one number yanked him...

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How to Get Out of Debt: 6-Step Game Plan to Crush Debt & Build Credit

6 min read

How to Get Out of Debt: 6-Step Game Plan to Crush Debt & Build Credit

Lisa spent childhood hearing Grandma warn, “Banks chew money like a dog on a shoe,” so she trusted cash-in-the-mattress more than plastic. Ben—her...

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Can You Refinance a Car Loan and Save Big? 7 Must‑Know Steps

4 min read

Can You Refinance a Car Loan and Save Big? 7 Must Know Steps

Bailey still remembers easing her silver hatchback off a Rochester dealer’s lot—heart pounding, paperwork piling, and a monthly payment that felt...

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