FIRST ALLIANCE BLOG

3 min read

What Does GAP Insurance Cover?

Kamel LoveJoy: Nov 6, 2025 5:45:00 AM

Picture this. You just bought your dream car. It’s shiny, smells brand new, and even your friends are jealous. You drive off the lot feeling like a...

5 min read

Building Credit and Achieving Homeownership with ITIN Loans

Kamel LoveJoy: Nov 4, 2025 6:00:00 AM

If you work hard, pay taxes, and dream of owning a home, not having a Social Security Number should not hold you back. An ITIN Loan can help you...

4 min read

ITIN Home Loans: Jose’s Journey From “Not Yet” to “Welcome Home”

Kamel LoveJoy: Oct 28, 2025 6:00:02 AM

Every morning, Jose opens his small protein restaurant and flips the first batch of protein waffles while his wife texts photos of his grandmother...

5 min read

Investment Properties: How to Finance a Rental the Smart Way

Kamel LoveJoy: Oct 14, 2025 5:00:01 AM

Emma bought her first home ten years ago. She was proud of it, not just because she owned it, but because of how she managed it. She split her...

4 min read

Manufactured Home Loans: Finance a Home in a Park

Kamel LoveJoy: Oct 9, 2025 8:19:34 AM

Maya is tired of rising rent. She finds a clean two-bedroom manufactured home in a well-run park near work. The price fits her budget. She needs a...

5 min read

Cash-Out Refinance: How Much Equity You Need and How It Works

Kamel LoveJoy: Oct 2, 2025 5:00:00 AM

5 min read

Small Business Loan Requirements & The 5 C's of Credit

Kamel LoveJoy: Sep 30, 2025 5:00:00 AM

Starting a business takes grit, heart, and a plan. Lenders want to see that plan in action. When you understand small business loan requirements, you...

5 min read

Roth vs Traditional 401(k): Choose the Option That Saves You More

Kamel LoveJoy: Sep 18, 2025 5:00:00 AM

Quick compare: A Traditional 401(k) lowers your taxable income today and you pay taxes in retirement. A Roth 401(k) uses after-tax money today and...

4 min read

What Is an Overdraft? Fees & Simple Ways to Avoid Them.

Kamel LoveJoy: Sep 16, 2025 5:00:00 AM

You are at the grocery checkout. Bags are packed, your kid is asking about snacks, and your card says “declined.” Most of the time it is not a bad...

6 min read

What Is PMI Insurance? Simple Guide to Buying a Home Sooner

Kamel LoveJoy: Sep 11, 2025 5:00:00 AM

Buying a home can feel out of reach when saving a big down payment is hard. Private Mortgage Insurance, or PMI, can help you move in sooner with less...