4 min read
Kamel LoveJoy: Mar 25, 2025 5:00:00 AM
So, you’re just about to sign the lease on your first apartment, or maybe you’ve got your heart set on a new car, but suddenly the words “credit...
4 min read
Kamel LoveJoy: Mar 18, 2025 5:00:00 AM
Your credit score plays a major role in your financial life, but understanding what it is and how it works can sometimes feel complicated. Don’t...
4 min read
Kamel LoveJoy: Mar 11, 2025 1:05:35 PM
Managing a credit card can feel like walking a tightrope. On one side, there’s the convenience of using credit to handle purchases, while on the...
4 min read
Kamel LoveJoy: Mar 6, 2025 5:00:00 AM
Imagine this: A young couple, Jamie and Alex, bought their first car two years ago. They were excited about their new ride but soon realized they...
4 min read
Kamel LoveJoy: Jan 30, 2025 5:00:00 AM
Ethan had been dreaming about getting his own car since high school. After graduating from college and landing a full-time job, he was finally ready....
3 min read
Kamel LoveJoy: Jan 28, 2025 8:16:17 AM
Meet Sarah and Tim. They’re a hardworking couple from Rochester, Minnesota, raising their 11-year-old daughter in a cozy home in a great...
4 min read
Kamel LoveJoy: Jan 23, 2025 5:00:00 AM
When you’re applying for a car loan, lenders look beyond your credit score. One of the biggest factors they check is yourcredit utilization. But what...
4 min read
Kamel LoveJoy: Jan 21, 2025 3:01:12 PM
Imagine this: Juan and Maria, a hardworking Hispanic couple, have been living the American Dream—or so they thought. They’ve been paying down their...
4 min read
Kamel LoveJoy: Dec 31, 2024 5:00:00 AM
Building credit can feel like trying to solve a puzzle with missing pieces. If you’re just starting your financial journey or rebuilding after some...
3 min read
Kamel LoveJoy: Dec 24, 2024 5:00:00 AM
Buying a home is one of life’s biggest milestones, but let’s face it—saving for a down payment can feel overwhelming. If you’re a first-time buyer,...
