3 min read
Kamel LoveJoy: Jan 28, 2025 8:16:17 AM
Meet Sarah and Tim. They’re a hardworking couple from Rochester, Minnesota, raising their 11-year-old daughter in a cozy home in a great...
4 min read
Kamel LoveJoy: Jan 23, 2025 5:00:00 AM
When you’re applying for a car loan, lenders look beyond your credit score. One of the biggest factors they check is yourcredit utilization. But what...
4 min read
Kamel LoveJoy: Jan 21, 2025 3:01:12 PM
Imagine this: Juan and Maria, a hardworking Hispanic couple, have been living the American Dream—or so they thought. They’ve been paying down their...
4 min read
Kamel LoveJoy: Dec 31, 2024 5:00:00 AM
Building credit can feel like trying to solve a puzzle with missing pieces. If you’re just starting your financial journey or rebuilding after some...
3 min read
Kamel LoveJoy: Dec 24, 2024 5:00:00 AM
Buying a home is one of life’s biggest milestones, but let’s face it—saving for a down payment can feel overwhelming. If you’re a first-time buyer,...
4 min read
Kamel LoveJoy: Nov 26, 2024 7:44:23 AM
The holiday season is magical, but it can also feel like a full-on financial workout. Between hunting for deals, hosting gatherings, and traveling to...
3 min read
Kamel LoveJoy: Nov 18, 2024 10:35:31 AM
Buying a car is a big step, especially if it's your first one. It's exciting but can also be overwhelming with all the terms, fees, and insurance...
3 min read
Kamel LoveJoy: Nov 12, 2024 8:01:13 AM
The Burns family has lived in their home for over 15 years. Their roof is showing wear, and they’ve been dreaming of updating their outdated kitchen....
4 min read
Kamel LoveJoy: Oct 31, 2024 5:00:00 AM
If you’ve ever heard of a "zombie mortgage," you might think it’s something out of a horror movie. But unfortunately, it's a very real financial...
3 min read
Kamel LoveJoy: Oct 29, 2024 5:00:00 AM
Ever feel like you're walking through life like a ghost when it comes to your credit? You’re not alone! Many people live with what we call "ghost...
