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Get the Support You Need with Benefits Finder
You'll find extra room in your budget when you use Benefits Finder to unlock hidden local, state, federal benefit programs you may qualify for, including:
✅ Food Expenses
✅ Childcare Assistance
✅ Medical Insurance and Costs
✅ Tax Credits
✅ Unemployment Benefits
✅ Utility Bills
✅ Down Payment Assistance
✅ And more
Discover Free Support for Federal, State, and Local Benefits You May Qualify For
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Food Benefits
SNAP provides crucial food assistance to eligible individuals and families. By using an Electronic Benefits Transfer (EBT) card, similar to a debit card, recipients can purchase food at participating stores. Find Food Benefits Now >
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Healthcare
Medicaid provides health insurance to eligible individuals and families, offering relief from the high costs of medical care. Find Healthcare Benefits Now >
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Utilities
Financial assistance with utilities, including electric bills, light bills, and power bills. Find Utilities Benefits Now >
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Childcare
Child Care Assistance Program (CCAP) can help you pay for child care and out-of-school time programs. Find Childcare Benefits Now >
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Tax Credits
The Earned Income Tax Credit is designed to help working individuals and families receive financial relief. The Child Care Tax Credit helps working parents offset the costs of daycare so they can work, look for work, or attend school. Find Tax Benefits Now >
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Unemployment
For those who have lost their job through no fault of their own, 2 unemployment benefits offer short-term financial assistance while you seek new employment. Find Unemployment Benefits Now >
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Housing
Offers grants or loans to help cover down payments, especially for first-time or lower income homebuyers. Usually administered by government agencies, non-profits or mortgage lenders, some loans become forgivable after living at the residence for a set period of time. Find Housing Benefits Now >
Get Started in 5 Easy Steps:
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Register at https://firstalliancecu.benefits.get-starlight.com/
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Enter your zip code and phone number
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Answer a few quick questions about your household
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Get personalized results of potential benefits you could claim
- You'll receive automated text messages to assist you with the entire application process.

Frequently Asked Questions
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What is Benefits Finder?
Benefits Finder is a free tool that helps people uncover the free federal, state, and local benefits programs in their area.
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How much does Benefits Finder cost?
The tool doesn't cost you anything. First Alliance Credit Union Foundation is excited to share this tool with you at no cost through a partnership with Starlight.
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How will I know if I qualify for benefits?
Great question. Benefits Finder offers step-by-step support to help you apply for the programs you may qualify. There are also automated follow-up texts and reminders to help you stay on track. Additionally, there's support available through the Starlight team to ensure you're fully supported while respecting your privacy.
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Do I need to be a member to use this tool?
No. You do not need to be a member of First Alliance Credit Union to use this free tool. If you'd like to join, you can open an account here.
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What if I need help with my application?
No problem! Open your application portal here, and click on the messenger icon in the bottom right corner. Send a secure message with your question and a Benefits Specialist will help you right away!