With Valentine's Day right around the corner, love is in the air! It's a time when people celebrate the special relationships in their lives by giving gifts or sentimental gestures to make their significant other feel loved and appreciated. But among all the romantic dinners, chocolates and roses, there's a very important relationship that often goes uncelebrated-your relationship with yourself.
The Netflix original series “Tidying Up with Marie Kondo” has everyone (myself included) decluttering, reorganizing, and rethinking their belongings. The KonMari method can be been boiled down into a simple thought “Do the items you have spark joy?” Marie’s method includes how-to’s for tidying and organizing every area of your home. But can you use the KonMari method on your money?
Checking accounts are a type of banking account used for everyday expenses. They’re good for everyday uses because there isn’t a limit to how often you can access the money in the account. A checking account is not great for building savings though, because they tend to have a very low or no interest rate at all.
Credit cards can be very convenient and useful if you know how to use them properly. Being responsible with credit cards can help you avoid a lot of financial heartache. Before charging everything on your credit card, it is helpful to learn how to manage the card. Many people get a credit card for easy access to spending money without realizing the negative effects it can have.
In a financial emergency a Pay Day loan may seem like a lifesaver, especially if you have poor credit, have no savings, or think a traditional loan is somehow out of your reach. Pay Day loans also seem more accessible, since you can find a Pay Day lender in a storefront or pawn shop. You can even find them online.
Even if you didn’t owe money this past tax season it’s more important than ever to plan for next tax season now. The idea of tax planning isn’t anything new, but with so many changes under the new tax reform law, we want to go over five major changes you’ll need to take into account when doing your 2018 taxes.
A savings account is a place for you to store money, that isn’t being used, in a secure place where it can earn interest, which grows your overall savings. Savings accounts help you distinguish between everyday spending money and the cash that’s meant for a later date, so that you can avoid overspending, over drafting, and fees.