FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Money Management

4 min read

Holiday Spending: How to Keep the Magic Without Breaking the Bank

Jenna Taubel: Nov 11, 2025 6:15:00 AM

The holidays are full of joy and expenses. Between gifts, travel, food, and all the little extras, it’s easy for holiday spending to get out of...

Money Management

5 min read

What Is Overdraft Protection? How It Works, Fees & Options

Kamel LoveJoy: Sep 23, 2025 5:00:00 AM

When money timing gets tight, overdraft protection keeps essentials paid without panic. This guide helps you pick the setup that fits your habits,...

Money Management

5 min read

Roth vs Traditional 401(k): Choose the Option That Saves You More

Kamel LoveJoy: Sep 18, 2025 5:00:00 AM

Quick compare: A Traditional 401(k) lowers your taxable income today and you pay taxes in retirement. A Roth 401(k) uses after-tax money today and...

Money Management Loans & Credit

4 min read

Affordable Housing Program: Achieve Homeownership with Local Partners

Kamel LoveJoy: Sep 9, 2025 5:30:00 AM

You deserve a safe place to live and a clear path to own a home. The fastest way to get there is with people and programs that actually listen to...

Money Management

4 min read

Three Rivers Community Action in SE Minnesota: Your Housing Help Guide

Kamel LoveJoy: Sep 2, 2025 5:00:00 AM

You deserve a safe home and a clear path to build wealth. If housing costs are stretching your paycheck, there are real resources in our area that...

Money Management

3 min read

Assistance with Utilities: SE MN Programs to Cut Your Bills

Kamel LoveJoy: Aug 7, 2025 5:00:00 AM

Lena thought she had finally cracked the code on her monthly budget. She’d set up envelope budgeting in her checking account, stashed $20 each payday...

Money Management

3 min read

Back-to-School Drive Savings: Cut Your School‑Supply Costs in Half

Kamel LoveJoy: Jul 24, 2025 5:15:00 AM

Across the U S., the cost of gearing up for class just keeps climbing. The National Retail Federation says families will drop about $858 this year on...

Money Management

4 min read

10 Common Scams You Need to Know About and How to Avoid Them

Kamel LoveJoy: Jul 1, 2025 5:00:00 AM

You work hard for your money, and it’s important to protect it from the growing number of identity theft and financial scams out there. Fraudsters...

Money Management

3 min read

How Do You Save Money? Saving When Every Dollar Counts

Kamel LoveJoy: Jun 19, 2025 5:00:00 AM

Maya had a question "How to save money?" She is 27, rents a small apartment in Rochester, and clocks in 40‑hour weeks at a retail job. Between...

Money Management

3 min read

Juneteenth & Credit Unions: Helping Build Financial Freedom

Kamel LoveJoy: Jun 17, 2025 5:00:00 AM

What Is Juneteenth? In 1865, Juneteenth marked a significant turning point in American history. On this day, enslaved individuals in Texas were...

Money Management

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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Money Management

Holiday Spending: How to Keep the Magic Without Breaking the Bank

What Is Overdraft Protection? How It Works, Fees & Options

Roth vs Traditional 401(k): Choose the Option That Saves You More

Affordable Housing Program: Achieve Homeownership with Local Partners

Three Rivers Community Action in SE Minnesota: Your Housing Help Guide

Assistance with Utilities: SE MN Programs to Cut Your Bills

Back-to-School Drive Savings: Cut Your School‑Supply Costs in Half

10 Common Scams You Need to Know About and How to Avoid Them

How Do You Save Money? Saving When Every Dollar Counts

Juneteenth & Credit Unions: Helping Build Financial Freedom

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