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Kamel LoveJoy

Kids’ Debit Cards vs. Traditional Allowance

4 min read

Kids’ Debit Cards vs. Traditional Allowance: Which is Better?

As parents, teaching kids financial responsibility is crucial. But when it comes to allowances, should you give them cash for chores or set them up...

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Down Payment Assistance Programs

3 min read

Down Payment Assistance Programs: Making Homeownership Possible

Buying a home is one of life’s biggest milestones, but let’s face it—saving for a down payment can feel overwhelming. If you’re a first-time buyer,...

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New Year’s Superstitions for Money

4 min read

New Year’s Superstitions for Money

As midnight approaches on New Year’s Eve, people around the world embrace traditions believed to attract good fortune. Whether it’s eating 12 grapes,...

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How to Start a Business

4 min read

How to Start a Business: Your Guide to Turning Dreams into Big Success

Starting a business can be one of the most exciting adventures you’ll ever take—but let’s be honest, it can also feel a little scary. If you’ve got a...

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How to start an Emergency fund

4 min read

How to Start an Emergency Fund in January: A Simple Guide for Everyone

January is the perfect time to hit reset on your finances, and starting an emergency fund is one of the smartest resolutions you can make. Life loves...

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What is a Certificate of Deposit (CD)

3 min read

What is a Certificate of Deposit (CD), and How Does it Work?

Meet Jaden: Jaden just started his first full-time job and has saved up $1,500. He’s super excited to watch his money grow, but he’s also a bit...

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How to Pay Off Mortgage Faster

6 min read

How to Pay Off  Mortgage Faster: Strategies for Families

Paying off your mortgage early is a financial goal many families aspire to achieve. Imagine eliminating your monthly mortgage payment, freeing up...

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Holiday Loans

4 min read

Holiday loans: How to Make Your Money Stretch This Holiday Season

The holiday season is magical, but it can also feel like a full-on financial workout. Between hunting for deals, hosting gatherings, and traveling to...

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What is Gap Protection

3 min read

What is Gap Protection, and Do You Really Need It?

Buying a car is a big step, especially if it's your first one. It's exciting but can also be overwhelming with all the terms, fees, and insurance...

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What is a Home Equity Loan? The Burns Family Example

3 min read

What is a Home Equity Loan? The Burns Family Example

The Burns family has lived in their home for over 15 years. Their roof is showing wear, and they’ve been dreaming of updating their outdated kitchen....

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