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Kamel LoveJoy

What is a Zombie Mortgage and How to Deal with It

4 min read

What is a Zombie Mortgage and How to Deal with It

If you’ve ever heard of a "zombie mortgage," you might think it’s something out of a horror movie. But unfortunately, it's a very real financial...

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Ghost Credit: Don’t Let Your Credit Haunt You This Halloween!

3 min read

Ghost Credit: Don’t Let Your Credit Haunt You This Halloween!

Ever feel like you're walking through life like a ghost when it comes to your credit? You’re not alone! Many people live with what we call "ghost...

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No Spend November: How to Save Big

3 min read

No Spend November: How to Save Big

November is a perfect time to reassess your spending habits, especially before the holiday season kicks into high gear. No Spend November is a...

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Understanding the Overdraft Line of Credit: A Lifeline for Families

4 min read

Understanding the Overdraft Line of Credit: A Lifeline for Families

Imagine you've just bought a cozy new home for your family. It’s the perfect spot—big enough for your growing kids and close enough to work to avoid...

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Should You Use Your Credit Card for Big Purchases?

4 min read

Should You Use Your Credit Card for Big Purchases?

Picture this: You've just received your very first credit card, and you're staring at the tempting credit limit. A shiny new TV or an unexpected car...

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Fixing Your Credit: A Family’s Journey to Better Financial Health

4 min read

Fixing Your Credit: A Family’s Journey to Better Financial Health

When you're raising a family on a modest income, maintaining good credit can feel like a constant battle. But whether you're dealing with credit card...

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Extended Car Warranties

4 min read

Extended Car Warranties: Are They Worth the Cost?

Juan had been working hard all year, saving up for his dream car—a cool Honda Accord. After diligently setting aside money each month, he finally had...

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How to Change Banks

3 min read

How to Change Banks: A Simple Guide

Switching banks can seem like a big task, but with a little planning, it can be a smooth process. Whether you're looking for better rates, lower...

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Credit Union vs Banks: What’s Right for Lisa (and You)?

4 min read

Credit Union vs Banks: What’s Right for Lisa (and You)?

Lisa just graduated, landed her first job, and is ready to start adulting. She knows she needs a bank account for her direct deposit, and she wants...

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How to Buy a Used Car: A Practical Guide for First-Time Buyers

3 min read

How to Buy a Used Car: A Practical Guide for First-Time Buyers

Buying a used car can be a smart way to get reliable transportation. If you’re a recent graduate in your second year at your job, you're likely...

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