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Kamel LoveJoy

What Is a Credit Score? Everything You Need to Know

4 min read

What Is a Credit Score? Everything You Need to Know

Your credit score plays a major role in your financial life, but understanding what it is and how it works can sometimes feel complicated. Don’t...

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Tax Refund: What to do with your Pot of Gold this St. Patrick's Day

5 min read

Tax Refund: What to do with your Pot of Gold this St. Patrick's Day

Kickstart Your Pot of Gold: St. Patrick’s Day Tax Refund Ideas If you’re a financial newbie, a tax refund can feel like a pot of gold at the end of a...

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How Much of Your Credit Card Should You Use?

4 min read

How Much of Your Credit Card Should You Use?

Managing a credit card can feel like walking a tightrope. On one side, there’s the convenience of using credit to handle purchases, while on the...

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Main Advantage of Credit Union Over Traditional Bank: Jose’s Journey

5 min read

Main Advantage of Credit Unions Over Traditional Banks: Jose’s Journey

Jose’s Journey to a Financial Oasis Meet Jose. He’s a young guy with big dreams—a dream of house-hacking his way to a three-family (triplex) house...

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Refinance a loan: Discover the Benefits

4 min read

Refinance a Loan: Discover the Benefits

Imagine this: A young couple, Jamie and Alex, bought their first car two years ago. They were excited about their new ride but soon realized they...

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Why Are Credit Unions Important?

4 min read

Why Are Credit Unions Important?

When it comes to managing your money, choosing the right place to keep it can have a huge impact on your financial future. While many people are...

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Money Apps: Why Apps Like Venmo Falls Short for Cash Management

4 min read

Money Apps: Why Apps Like Venmo Falls Short for Cash Management

Hey there! If you’re a financial newbie and just starting out on your financial journey—whether you’re saving for your first car, your own apartment,...

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How to Save Money: A Simple Guide for First-Timers

3 min read

How to Save Money: A Simple Guide for First-Timers

Saving money might feel overwhelming, especially if you’re just starting out or rebuilding your finances after a setback. But here’s the truth: you...

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Direct Deposit: Your Money, Your Future, and a Happier Community

4 min read

Direct Deposit: Your Money, Your Future, and a Happier Community

Hey there! Imagine if every time you got paid or received money, it magically appeared in your bank account—no waiting around for a check in the...

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The Amazing Benefits of a Credit Union Checking Account

4 min read

The Amazing Benefits of a Credit Union Checking Account

Meet Sarah. She’s a recent high school graduate who just received her first paycheck. Like many financial newbies, Sarah was a bit nervous about...

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