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Kamel LoveJoy

CD Ladder: What Is It and How Does It Work?

4 min read

CD Ladder: What Is It and How Does It Work?

If you're like many young people just starting to save, you’ve probably heard of a certificate of deposit (CD). It sounds like a smart idea for...

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Marriage and Money: A Guide for the love birds

3 min read

Marriage and Money: A Guide for the love birds

Emily and Jason are a young, newly engaged couple, both working entry-level jobs and dreaming big. They face the challenge of merging their lives—and...

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Budgeting Basics: How to Get Started

3 min read

Budgeting Basics: How to Get Started

Sarah and Jake are in their mid-twenties, excited about their future but feeling overwhelmed when it comes to money. They both work stable jobs and...

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What to Do With Your Tax Refund Money: Emily’s Story

4 min read

What to Do With Your Tax Refund Money: Emily’s Story

Meet Emily. She just finished her first full year of work and was excited to finally see the $1,500 tax refund in her bank account. Excited and a...

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How to Buy a New Car or Used  Without Getting Ripped Off

4 min read

How to Buy a New Car or Used Without Getting Ripped Off

Ethan had been dreaming about getting his own car since high school. After graduating from college and landing a full-time job, he was finally ready....

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Credit Card Balance Transfers – Do I Need It?

3 min read

Credit Card Balance Transfers – Do I Need It?

Meet Sarah and Tim. They’re a hardworking couple from Rochester, Minnesota, raising their 11-year-old daughter in a cozy home in a great...

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4 min read

Credit Utilization & Your Car Loan Approval: What You Need to Know

When you’re applying for a car loan, lenders look beyond your credit score. One of the biggest factors they check is yourcredit utilization. But what...

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How to Set Goals and Achieve Your Dreams: A Step-by-Step Guide

3 min read

How to Set Goals and Achieve Your Dreams: A Step-by-Step Guide

Setting goals can feel overwhelming, especially if you're just starting out or rebuilding your life. But goals are the foundation for creating the...

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Is Debt Consolidation a Good Idea? Let’s Break It Down

4 min read

Is Debt Consolidation a Good Idea? Let’s Break It Down

Imagine this: Juan and Maria, a hardworking Hispanic couple, have been living the American Dream—or so they thought. They’ve been paying down their...

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New Mission, Vision, and Values

2 min read

Discover the New Mission, Vision, and Values at First Alliance CU

What happens when you put 15 of the top movers and shakers at First Alliance Credit Union into a room with one goal: to redefine what we stand for?...

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