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Kamel LoveJoy

How to Pay Off Mortgage Faster

6 min read

How to Pay Off  Mortgage Faster: Strategies for Families

Paying off your mortgage early is a financial goal many families aspire to achieve. Imagine eliminating your monthly mortgage payment, freeing up...

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Holiday Loans

4 min read

Holiday loans: How to Make Your Money Stretch This Holiday Season

The holiday season is magical, but it can also feel like a full-on financial workout. Between hunting for deals, hosting gatherings, and traveling to...

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What is Gap Protection

3 min read

What is Gap Protection, and Do You Really Need It?

Buying a car is a big step, especially if it's your first one. It's exciting but can also be overwhelming with all the terms, fees, and insurance...

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What is a Home Equity Loan? The Burns Family Example

3 min read

What is a Home Equity Loan? The Burns Family Example

The Burns family has lived in their home for over 15 years. Their roof is showing wear, and they’ve been dreaming of updating their outdated kitchen....

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What is a Zombie Mortgage and How to Deal with It

4 min read

What is a Zombie Mortgage and How to Deal with It

If you’ve ever heard of a "zombie mortgage," you might think it’s something out of a horror movie. But unfortunately, it's a very real financial...

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Ghost Credit: Don’t Let Your Credit Haunt You This Halloween!

3 min read

Ghost Credit: Don’t Let Your Credit Haunt You This Halloween!

Ever feel like you're walking through life like a ghost when it comes to your credit? You’re not alone! Many people live with what we call "ghost...

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No Spend November: How to Save Big

3 min read

No Spend November: How to Save Big

November is a perfect time to reassess your spending habits, especially before the holiday season kicks into high gear. No Spend November is a...

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Understanding the Overdraft Line of Credit: A Lifeline for Families

4 min read

Understanding the Overdraft Line of Credit: A Lifeline for Families

Imagine you've just bought a cozy new home for your family. It’s the perfect spot—big enough for your growing kids and close enough to work to avoid...

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Should You Use Your Credit Card for Big Purchases?

4 min read

Should You Use Your Credit Card for Big Purchases?

Picture this: You've just received your very first credit card, and you're staring at the tempting credit limit. A shiny new TV or an unexpected car...

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Fixing Your Credit: A Family’s Journey to Better Financial Health

4 min read

Fixing Your Credit: A Family’s Journey to Better Financial Health

When you're raising a family on a modest income, maintaining good credit can feel like a constant battle. But whether you're dealing with credit card...

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