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Kamel LoveJoy

How to Create a Budget

7 min read

How to Create a Budget: A Real Life Example

Creating a budget might seem overwhelming at first, but it's a crucial step toward financial independence and achieving your goals. This guide is for...

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Smart Personal Financial Planning

4 min read

Smart Personal Financial Planning: With Real Examples

Planning your finances is essential for building a secure future. Here’s a roadmap to help young adults, especially those between 18 and 27, get...

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Money Market Account vs Savings Account - feature

5 min read

Money Market Account vs Savings Account: Which One's Right for You?

Navigating the world of savings can be tricky, especially when you're just starting out. Whether you’re saving for an emergency fund, a down payment,...

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Time to Refinance Car Loans

3 min read

Time to Refinance Car Loans: A Simple Guide for Young Adults

If you're a young adult juggling a car loan, refinancing could be a great way to ease your financial burden. Refinancing can lower your monthly...

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Questions to Ask When Buying a Used Car

4 min read

Questions to Ask When Buying a Used Car

Buying a used car can be an excellent way to save money, especially for young adults working entry-level jobs and looking to get the most out of...

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Best Way to Buy a Used Car

4 min read

Best Way to Buy a Used Car: A 5 Step Guide

Buying a used car can be a smart financial decision, especially if you're just starting out in your career. However, the process can be daunting....

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How Financing an RV Work - a family sitting in front of a camper

3 min read

How Financing an RV Work? Everything You Need to Know

Financing a recreational vehicle (RV) is a smart way to enjoy the freedom of the open road without a hefty upfront cost. Whether you’re dreaming of a...

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How long can you finance a camper? - Family delivering food to a camper

4 min read

How long can you finance a camper? Here’s How It Works

Financing a camper can open up a world of travel and adventure without breaking the bank. Whether you're eyeing a sleek motorhome or a compact travel...

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Home Equity Loan vs. HELOC: What's the Difference?

4 min read

Home Equity Loan vs. HELOC: What's the Difference?

Before using your home as collateral to get cash, it’s crucial to understand the difference between a Home Equity Loan (HEL) and a Home Equity Line...

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Understanding HELOC Interest Rates & How They Work

3 min read

Understanding HELOC Interest Rates & How They Work

If you're new to the world of home financing and have built some equity in your home, you might be considering a Home Equity Line of Credit (HELOC)...

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