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Kamel LoveJoy

10 Questions to Ask Before Buying a Used Camper

5 min read

10 Questions to Ask Before Buying a Used Camper

If you’ve ever dreamt of hitting the open road and exploring the USA from the comfort of your own camper, you're not alone! Many people share this...

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How to Pay Off Debt: Smart Strategies for Financial Freedom

4 min read

How to Pay Off Debt: Smart Strategies for Financial Freedom

Are you feeling like your debt is slowly taking over? It’s tough, but trust me, you’re not alone—and the good news is, there’s a way out. Whether...

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Fix My Credit After A Setback: The Playbook For Rebuilding

3 min read

Fix My Credit After A Setback: The Playbook For Rebuilding

Jaden should have floated out of graduation. ESPN had just handed him a remote‑work contract; his retail apron was history. But one number yanked him...

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How to Get Out of Debt: 6-Step Game Plan to Crush Debt & Build Credit

6 min read

How to Get Out of Debt: 6-Step Game Plan to Crush Debt & Build Credit

Lisa spent childhood hearing Grandma warn, “Banks chew money like a dog on a shoe,” so she trusted cash-in-the-mattress more than plastic. Ben—her...

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Can You Refinance a Car Loan and Save Big? 7 Must‑Know Steps

4 min read

Can You Refinance a Car Loan and Save Big? 7 Must Know Steps

Bailey still remembers easing her silver hatchback off a Rochester dealer’s lot—heart pounding, paperwork piling, and a monthly payment that felt...

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How Long Does It Take to Buy a House? From Pre-Approval to Pumpkin Pie

4 min read

How Long Does It Take to Buy a House? From Pre-Approval to Pumpkin Pie

Diego has been squirreling away part of every paycheck for five long years. His dream: welcoming Abuela into a cozy kitchen and carving the...

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Understanding Manufactured Homes: Affordable, Flexible, and Modern

3 min read

Understanding Manufactured Homes: Affordable, Flexible, and Modern

When it comes to buying your first home or starting over, the thought of traditional housing can feel overwhelming. But what if there was an option...

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First Time Home Buyer: A Worry-Proof Roadmap

4 min read

First Time Home Buyer: A Worry-Proof Roadmap

Daniel and Sam rent a one-bedroom near downtown Rochester for $1,350 a month. Neither set of parents has ever owned a house, so a 30-year mortgage...

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Flexible Budget Success: A Young Salesman’s Path to a Brighter Future

5 min read

Flexible Budget Success: A Young Salesman’s Path to a Brighter Future

Seventeen-year-old Noah always dreamed of bigger things: a car with more legroom, his own place with a balcony view, and the freedom to grab tacos...

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You Need a Budget: How to Take Control of Your Money

5 min read

You Need a Budget: How to Take Control of Your Money

Imagine a friendly couple walking through our doors at First Alliance Credit Union—mom and dad looking slightly stressed about money, and their eager...

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