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Kamel LoveJoy

What is PMI on a Mortgage? Here’s What You Need to Know for FHA Loans

5 min read

What is PMI on a Mortgage? Here’s What You Need to Know for FHA Loans

If you're in the process of buying a home, you’ve likely come across the term Private Mortgage Insurance (PMI). It’s one of those extra costs that...

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What happens when you dont use your credit card

2 min read

What Happens If You Don’t Use Your Credit Card?

Ever wonder if keeping a credit card tucked away for emergencies is a good idea? Let’s say Jake got a credit card a few years ago but barely used it,...

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Should You Open a Joint Bank Account with Your Partner?

4 min read

Should You Open a Joint Bank Account with Your Partner?

Meet Mia and James—they’ve been dating for three years, living together for one, and they’re in it for the long haul! They aren’t married and don’t...

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How to Build Good Credit from Scratch

3 min read

How to Build Good Credit from Scratch

Building good credit may seem like a challenge, but with a few key steps, anyone can establish a solid credit foundation. Let’s take John, for...

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Understanding Your Credit Score Range

4 min read

Understanding Your Credit Score Range

So, you’re just about to sign the lease on your first apartment, or maybe you’ve got your heart set on a new car, but suddenly the words “credit...

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Appliance Rental vs. Ownership: A Helpful Guide from First Alliance CU

5 min read

Appliance Rental vs. Ownership: A Helpful Guide from First Alliance CU

Meet Sam and Jamie: The Big Fridge Dilemma Sam and Jamie are a young couple, who just moved into their first house. They’re excited about decorating...

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What Is a Credit Score? Everything You Need to Know

4 min read

What Is a Credit Score? Everything You Need to Know

Your credit score plays a major role in your financial life, but understanding what it is and how it works can sometimes feel complicated. Don’t...

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Tax Refund: What to do with your Pot of Gold this St. Patrick's Day

5 min read

Tax Refund: What to do with your Pot of Gold this St. Patrick's Day

Kickstart Your Pot of Gold: St. Patrick’s Day Tax Refund Ideas If you’re a financial newbie, a tax refund can feel like a pot of gold at the end of a...

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How Much of Your Credit Card Should You Use?

4 min read

How Much of Your Credit Card Should You Use?

Managing a credit card can feel like walking a tightrope. On one side, there’s the convenience of using credit to handle purchases, while on the...

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Main Advantage of Credit Union Over Traditional Bank: Jose’s Journey

5 min read

Main Advantage of Credit Unions Over Traditional Banks: Jose’s Journey

Jose’s Journey to a Financial Oasis Meet Jose. He’s a young guy with big dreams—a dream of house-hacking his way to a three-family (triplex) house...

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