FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

5 min read

Roth vs Traditional 401(k): Choose the Option That Saves You More

Kamel LoveJoy: Sep 18, 2025 5:00:00 AM

Quick compare: A Traditional 401(k) lowers your taxable income today and you pay taxes in retirement. A Roth 401(k) uses after-tax money today and...

Money Management Loans & Credit

4 min read

What Is an Overdraft? Fees & Simple Ways to Avoid Them.

Kamel LoveJoy: Sep 16, 2025 5:00:00 AM

You are at the grocery checkout. Bags are packed, your kid is asking about snacks, and your card says “declined.” Most of the time it is not a bad...

Loans & Credit

6 min read

What Is PMI Insurance? Simple Guide to Buying a Home Sooner

Kamel LoveJoy: Sep 11, 2025 5:00:00 AM

Buying a home can feel out of reach when saving a big down payment is hard. Private Mortgage Insurance, or PMI, can help you move in sooner with less...

Loans & Credit

4 min read

Affordable Housing Program: Achieve Homeownership with Local Partners

Kamel LoveJoy: Sep 9, 2025 5:30:00 AM

You deserve a safe place to live and a clear path to own a home. The fastest way to get there is with people and programs that actually listen to...

Money Management

5 min read

What Are Money Market Accounts? A Simple Guide for Minnesota Savers

Kamel LoveJoy: Sep 4, 2025 5:00:00 AM

You want savings that grow and stay within reach. You also want simple and safe. A money market account fits that plan. It is a savings account built...

Saving & Investing

4 min read

Three Rivers Community Action in SE Minnesota: Your Housing Help Guide

Kamel LoveJoy: Sep 2, 2025 5:00:00 AM

You deserve a safe home and a clear path to build wealth. If housing costs are stretching your paycheck, there are real resources in our area that...

Money Management

2 min read

First Alliance Credit Union Debuts the Impact CD

Kamel LoveJoy: Aug 28, 2025 10:30:00 AM

First Alliance Credit Union has re-imagined the traditional certificate of deposit with the launch of its new Impact CD, a high-balance savings...

Member News & Info

4 min read

Pay Yourself First: The Simple Habit That Builds Savings Automatically

Kamel LoveJoy: Aug 28, 2025 5:00:00 AM

Pay yourself first means you move money into savings the moment your paycheck arrives. It treats your future like a bill that must be paid on time....

9 min read

Bad Credit Auto Loans: A Simple Guide That Actually Helps

Kamel LoveJoy: Aug 26, 2025 5:00:00 AM

If your credit is less than perfect and you need a car, you are not alone. Life happens. Maybe a medical bill went to collections or a job gap made...

Loans & Credit

6 min read

Credit Lock vs. Freeze: What’s the Difference & Which Should You Use?

Kamel LoveJoy: Aug 21, 2025 5:00:00 AM

Identity theft is scary, but your choices do not have to be. Two of the strongest tools you can use are a credit freeze and a credit lock. These...

Loans & Credit

1 2 3 4 5 Next

FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

Roth vs Traditional 401(k): Choose the Option That Saves You More

What Is an Overdraft? Fees & Simple Ways to Avoid Them.

What Is PMI Insurance? Simple Guide to Buying a Home Sooner

Affordable Housing Program: Achieve Homeownership with Local Partners

What Are Money Market Accounts? A Simple Guide for Minnesota Savers

Three Rivers Community Action in SE Minnesota: Your Housing Help Guide

First Alliance Credit Union Debuts the Impact CD

Pay Yourself First: The Simple Habit That Builds Savings Automatically

Bad Credit Auto Loans: A Simple Guide That Actually Helps

Credit Lock vs. Freeze: What’s the Difference & Which Should You Use?

Loans

Accounts

Manage Money

Learn & Explore