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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

manufactured home

5 min read

How to Qualify for a Manufactured Home Loan: What Buyers Need to Know

Manufactured homes have become one of the most practical paths to homeownership, especially for buyers who want a lower price point without giving up...

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family of four hiking in the woods

5 min read

How to Enjoy Summer in Southeast Minnesota on a Realistic Budget

Summer in southeast Minnesota is short, so it makes sense that most of us want to make the most of it. Between fireworks shows, downtown events, and...

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man with long brown hair looking stressed at a computer

6 min read

How to Recover After Missing a Loan Payment

Recovering after missing a loan payment is something thousands of borrowers do successfully every year. It takes a clear head, a few intentional...

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woman with blonde hair holding cell phone and credit card

6 min read

How Credit Card Interest Works and How to Avoid Paying It

Most people know credit card interest exists. What trips people up is the part nobody explains clearly: when exactly it kicks in, how it quietly...

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man with glasses on looking concerned looking at computer while on phone

5 min read

Missed a Loan Payment? What to Do Next

Life does not always go according to plan, and sometimes a payment slips through the cracks. Maybe your paycheck came in late, an unexpected bill...

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woman in green saving money for emergency fund with WINcentive Savings

6 min read

WINcentive® Savings Account for Your First Emergency Fund

Starting an emergency fund can feel like a big lift, especially when your paycheck is already spoken for before it even hits your account. When money...

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couple hugging after purchasing a car

5 min read

Can I Finance a Car Bought From a Private Seller?

Yes, you can finance a car bought from a private seller. It works differently than buying from a dealership, but it is absolutely possible, and for...

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man holding a house key pointing to a small home

5 min read

What is an Escrow Payment on a Mortgage and How Does it Work?

If you've ever looked at your mortgage statement and wondered why your monthly payment is higher than just the loan amount, you're not alone. A big...

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woman smiling holding key to a car

8 min read

How to Buy a Used Car from a Private Seller

Buying a used car from a private seller can save you thousands of dollars compared to going through a dealership. Private sellers often have lower...

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couple reviewing documents together on laptop

5 min read

How to Apply for a Mortgage with an ITIN

Buying a home with an ITIN is possible, and more straightforward than most people expect. An Individual Taxpayer Identification Number (ITIN) is...

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