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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

credit check on cell phone screen, cup of black coffee on table

2 min read

Soft Credit Check vs. Hard Credit Pull: What’s the Difference?

If you’ve ever applied for a loan, credit card, apartment, or even a job, you’ve likely heard the terms soft credit check and hard credit pull. While...

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couple making a purchase from their laptop online

4 min read

What Is Buy Now, Pay Later And How Does It Work?

Buy Now, Pay Later (BNPL) services allow you to purchase items immediately and pay for them over time, typically in a series of installments. There...

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First Alliance employee helping member

2 min read

Find Financial Confidence at a Credit Union

Money worries affect nearly everyone at some point, but taking the first step to address them can be truly empowering. Financial stress can feel...

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woman stressed with hands in hair looking at computer

4 min read

Understanding Debt Traps and How to Escape Them

Debt traps are financial situations where it feels incredibly difficult to escape the cycle of debt and move toward your healthier money goals. They...

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couple looking at computer and paperwork looking stressed out

3 min read

Planning for Medical Expenses Without Health Insurance

For many individuals and families, affordable health insurance isn’t always an option. Rising premiums, changing subsidies, or self-employment can...

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man in green shirt deep in thought with hand on chin

4 min read

Identifying Good vs Bad Loans: Protect Your Financial Future

When it comes to borrowing money, not all loans are created equal. Distinguishing between a good loan and a bad loan can significantly impact your...

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Is it better to save or pay off debt, woman with purple hair looking at computer

4 min read

Is It Better to Save or Pay Off Debt?

When you’re trying to get ahead financially, one big question tends to pop up: should you build up your savings first or concentrate on paying off...

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woman writing SMART financial goals

5 min read

How to Set Financial Goals Using the SMART Goals Framework

Financial goals are the cornerstone of financial confidence and control. They provide a roadmap for where you want to go and how you plan to get...

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woman looking stressed from debt

5 min read

Setting a Debt Payoff Plan

Gaining control over your debt can be a transformative experience, both financially and emotionally. The burden of debt can feel overwhelming, but...

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couple setting financial goals, two men smiling

5 min read

How to Set a Savings Goal: A Step-by-Step Guide

Setting savings goals is a crucial step towards financial stability and independence. It provides a clear path to follow and helps you stay focused...

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