<img src="https://events.xg4ken.com/pixel/v2?tid=KT-N2BAB-3ED&amp;noscript=1" width="1" height="1" style="display:none">
Skip to the main content.

FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

couple reviewing finances together

8 min read

Personal Loan vs. Credit Card: Installment vs. Revolving Debt

When you need to borrow money, deciding between a personal loan and a credit card can feel confusing. Both can help you cover expenses, but they work...

Read More
woman with brown hair pointing to cell phone showing husband

6 min read

How Can Debt Consolidation Provide a Fresh Start?

Managing several debts at once can make it hard to know where your money is going. You may have multiple credit card payments, different interest...

Read More
woman making calculations to apply for a loan without a cosigner

6 min read

How to Get a Loan Without a Cosigner

Needing a cosigner for a loan is common, and it does not mean your loan process has to stop there. There are realistic, practical ways to improve...

Read More
man looking at phone checking his checking account balance

7 min read

How Much Money Should You Keep in Checking?

Ever look at your checking account and wonder if you are keeping too much money there – or not enough? You want to have enough to cover your bills...

Read More
Couple on computer researching loan options

7 min read

Should You Cosign a Loan? What to Know Before You Say Yes

Cosigning a loan can be a meaningful way to help someone you care about, whether that's your child, a family member, partner, or close friend. But...

Read More
woman in a sweater reviewing her budget

6 min read

How to Set Up Your First Budget

Setting up your first budget does not have to be complicated. Start by looking at how much money comes in each month, what you need to spend, and...

Read More
couple reviewing bills and credit card payments affecting credit score

7 min read

What Impacts Your Credit Score Most?

The biggest factors that impact your credit score are payment history, credit utilization, length of credit history, credit mix, and recent credit...

Read More
adult woman looking at tablet with adult child

7 min read

What Is a Trusted Contact and Why Might You Want One?

Talking about money and aging can feel awkward, even when it comes from a place of love. Nobody wants to feel like they're losing independence, and...

Read More
man sitting on couch reviewing credit score and paperwork on phone

8 min read

How Credit Scores Affect Loans, Rates, and More

Your credit score can affect much more than whether you qualify for a loan. It can influence the interest rate you receive, how much you pay each...

Read More
man looking stressed out at paperwork with woman looking down at him with hand on shoulder

2 min read

Foundation Launches Benefits Finder to Help SE MN Residents Unlock Financial Opportunities

First Alliance Credit Union Foundation announces the launch of Benefits Finder, a free online tool designed to help members and community members...

Read More