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5 Ways Rich People View Money Differently

One of the great pieces of American mythology is that the rich somehow have some special ability that the rest of us don't have. Are they smarter than we are? Are they more clever, or do they just have unbelievable luck?

Is It Time to Consider Debt Consolidation?

For better or worse, debt happens.  However, when debt becomes overwhelming, it may be time to consider debt consolidation.  I'm sure you've turned on the television, or surfed the web, and seen countless ads for debt consolidation loans from hundreds of lenders. Debt consolidation can give you piece of mind and get you back on the right financial track.

The Difference between Buying and Leasing a Vehicle

Is it better to lease a car or buy a car? It really depends on the specifics of each individual situation and well worth the time to consider both. Take the time to do your research and to think through all of the options that are best suited for you. We’ve put together some information to help you better understand the difference between buying and leasing a vehicle.

Why You Should Be Wary of Debt Consolidation Offers by Mail

Recently, we had a member who received a debt consolidation offer in the mail. She was preapproved for a $90,500 signature loan at a rate of 3.87% to consolidate high interest credit card debt. Understandably, she was concerned that she received this mailing and more so, a preapproval for a loan she didn’t want or more importantly, need.

How Much to Save for Retirement

Saving and investing for retirement doesn't have to be complicated. There are plenty of reputable financial advisors out there to assist you along the way. The key is to determine how much to save for retirement based on what you'll realistically need, and then develop a plan to achieve your goal.

10 Quick and Easy Tips for Saving Money

Sometimes we all just want to be able to wave a magic wand and make our wallets fuller and lives easier. Unfortunately, magic isn't real so that’s never going to happen. Sigh. Instead, here are some quick tips on saving money that are easy to follow and totally do-able!

Finding Real Scholarships and Avoiding Scams

Every year, a large number of students choose to apply for scholarships worldwide. These scholarships provide a convenient alternative for students who find it difficult to continue their higher education due to the rising cost of academic expenses.

Why You Should Never Lend Out Your Credit Card

We've all wanted to help our spouse, our kids, our family members, even friends, financially from time to time. Sometimes that can mean letting them use your credit card. 

Tips for Creating and Protecting Passwords

We are living in a world that is completely password driven.  A world where a mix of letters, numbers, and special characters makes a huge difference in whether you can access personal information, communicate with your friends or make purchases online.

3 Key Financial Concepts you can Teach to Kids

When we teach our children to have a solid understanding of money, we’re setting them up for financial success as teens and adults. One of the best ways to start is by teaching them the three key financial concepts they’ll need to understand and adhere to in order to make good financial decisions later in life.