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FIRST ALLIANCE BLOG

Gain financial control when you explore our library of articles. We cover topics from paying off debt and credit scores, to saving money and budgeting. Subscribe today so you never miss out on a money tip!

How to start an Emergency fund

4 min read

How to Start an Emergency Fund in January: A Simple Guide for Everyone

January is the perfect time to hit reset on your finances, and starting an emergency fund is one of the smartest resolutions you can make. Life loves...

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What is a Certificate of Deposit (CD)

3 min read

What is a Certificate of Deposit (CD), and How Does it Work?

Meet Jaden: Jaden just started his first full-time job and has saved up $1,500. He’s super excited to watch his money grow, but he’s also a bit...

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Should You Open a Joint Bank Account with Your Partner?

4 min read

Should You Open a Joint Bank Account with Your Partner?

Meet Mia and James—they’ve been dating for three years, living together for one, and they’re in it for the long haul! They aren’t married and don’t...

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How to Pay Off Mortgage Faster

6 min read

How to Pay Off  Mortgage Faster: Strategies for Families

Paying off your mortgage early is a financial goal many families aspire to achieve. Imagine eliminating your monthly mortgage payment, freeing up...

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Press Release: Honoring our Firehouse Roots

2 min read

Honoring our Firehouse Roots

Rochester, MN — As flames test the spirit of Rochester firefighters during crucial training exercises this November, First Alliance Credit Union is...

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Holiday Loans

4 min read

Holiday loans: How to Make Your Money Stretch This Holiday Season

The holiday season is magical, but it can also feel like a full-on financial workout. Between hunting for deals, hosting gatherings, and traveling to...

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What happens when you dont use your credit card

2 min read

What Happens If You Don’t Use Your Credit Card?

Ever wonder if keeping a credit card tucked away for emergencies is a good idea? Let’s say Jake got a credit card a few years ago but barely used it,...

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How Much of Your Credit Card Should You Use?

4 min read

How Much of Your Credit Card Should You Use?

Managing a credit card can feel like walking a tightrope. On one side, there’s the convenience of using credit to handle purchases, while on the...

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What is PMI on a Mortgage? Here’s What You Need to Know for FHA Loans

5 min read

What is PMI on a Mortgage? Here’s What You Need to Know for FHA Loans

If you're in the process of buying a home, you’ve likely come across the term Private Mortgage Insurance (PMI). It’s one of those extra costs that...

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What is Gap Protection

3 min read

What is Gap Protection, and Do You Really Need It?

Buying a car is a big step, especially if it's your first one. It's exciting but can also be overwhelming with all the terms, fees, and insurance...

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