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Rates for New Autos & Motorcycles (2018 or newer)

Term APR*
12-36 months 2.790%
37-60 months 3.190%
61-72 months 3.590%
73-84 months 4.390%

Effective January 2, 2019. 

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Rates for Used Autos & Motorcycles

Term APR*
12-36 months 3.390%
37-60 months 3.390%

Effective January 2, 2019.

Used Car Buying Inspection Checklist | First Alliance Credit Union MN | Vehicle Loans

Rates for Boats, RVs, & Other Recreational Vehicles

Term APR*
12-36 months 3.990%
37-60 months 4.390%

Effective January 2, 2019

Rates for Personal Loans

Term APR*
12-36 months 6.990%
37-60 months 7.990%

Effective January 2, 2019

Debt Consolidation Loan Calculator | First Alliance Credit Union Rochester MN

Rates for Line-of-Credit

Term APR*
Open Ended 11.490%

Effective January 2, 2019.

Rates for Savings Secured Loans

Term APR*
up to 36 months 2.000%
37-60 months 3.000%

Effective January 2, 2019.

Rates for Mastercard Credit Cards

Type APR*
Platinum 9.20%
Standard 16.49%
uChoose Rewards 11.49% - 17.49%

Effective January 2, 2019.

Platinum and Standard Terms and Conditions | uChoose Rewards Terms and Conditions 

Home Financing Rates

All rates and terms are subject to change without notice.  These rates apply to the purchases of owner-occupied, single-family primary residences.  Other mortgage programs are available.  Interest rates are subject to change daily and without notice.

Interest rates are subject to underwriting criteria, including but not limited to, loan value and credit history. Rates may vary from rates shown.   For an up-to-date rate quote, please contact a mortgage representative at
507-288-0330  mortgage@firstalliancecu.com

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Rates for Home Equity Loans

Type APR*
Line of Credit 5.250%
Fixed Rate 5.450%

Effective August 5, 2019

Rate applies to Home Equity Lines of Credit with a loan to value (LTV) of 80% or less. Other rates and terms are available. Rate applies to new home equity lines of credit as of 12/24/18 . Rate is tied to the variable rate Prime. The index is the Prime Rate published in the Wall Street Journal. Rate subject to change without notice. Contact a Member Service Representative for details. Call 507-288-0330.

First Mortgage Rates

Term/Type Interest Rate APR*
15 Year Fixed 3.750% 4.192%
30 Year Fixed 4.250% 4.466%

Effective April 8, 2019.
Mortgage Rates are based on a $100,000 loan with a loan to value of 80%. Rates are Subject to Change Daily and Without Notice.  Call for the most current rates. 507-288-0330.

Construction Loans Rates

Interest Rate APR*
3.75% 3.920%

Effective January 2, 2019.

Construction Loan Guide | First Alliance Credit Union | Rochester MN | Mortgage

Manufactured Home Loans Rates

Term/Type Interest Rate APR*
10 Year  6.250% 6.250%
15 Year 6.500% 6.500%
20 Year (Double Wide Only) 7.750% 7.750%

Effective January 2, 2019.

*APR=Annual Percentage Rate on the loan.  Rates are quoted "as low as" and are subject to an evaluation of your credit. Rate shown are based on a 2015 or newer manufactured home with a 20% down payment, other loan options may be available. Rates may vary from rates shown. Call   507-288-0330 for most current rates

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