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Rates for New Autos & Motorcycles (2018 or newer)

Term APR*
12-36 months 2.790%
37-60 months 3.190%
61-72 months 3.590%
73-84 months 4.390%

Effective November 1, 2019. 

Start Calculating Your Financing Options


Rates for Used Autos & Motorcycles

Term APR*
12-36 months 3.390%
37-60 months 3.390%

Effective November 1, 2019.

Used Car Buying Inspection Checklist | First Alliance Credit Union MN | Vehicle Loans


Rates for Boats, RVs, & Other Recreational Vehicles

Term APR*
12-36 months 3.990%
37-60 months 4.390%

Effective November 1, 2019


Rates for Personal Loans

Term APR*
12-36 months 7.990%
37-60 months 8.990%

Effective November 1, 2019

Debt Consolidation Loan Calculator | First Alliance Credit Union Rochester MN


Rates for Line-of-Credit

Term APR*
Open Ended 11.490%

Effective November 1, 2019.


Rates for Savings Secured Loans

Term APR*
up to 36 months 2.000%
37-60 months 3.000%

Effective November 1, 2019.


Rates for Mastercard Credit Cards

Type APR*
Platinum 8.70%
Standard 15.99%
uChoose Rewards 10.99% - 16.99%

Effective October 1, 2019

Platinum and Standard Terms and Conditions | uChoose Rewards Terms and Conditions 


Home Financing Rates

All rates and terms are subject to change without notice.  These rates apply to the purchases of owner-occupied, single-family primary residences.  Other mortgage programs are available.  Interest rates are subject to change daily and without notice.

Interest rates are subject to underwriting criteria, including but not limited to, loan value and credit history. Rates may vary from rates shown.   For an up-to-date rate quote, please contact a mortgage representative at
507-288-0330  mortgage@firstalliancecu.com

Calculate Your Mortgage Payment

Rates for Home Equity Loans

Type APR*
Line of Credit 4.750%
Fixed Rate 5.450%

Effective November 1, 2019

Rate applies to Home Equity Lines of Credit with a loan to value (LTV) of 80% or less. Other rates and terms are available. Rate applies to new home equity lines of credit as of 11/1/2019. Rate is tied to the variable rate Prime. The index is the Prime Rate published in the Wall Street Journal. Rate subject to change without notice. Contact a Member Service Representative for details. Call 507-288-0330.


First Mortgage Rates

Term/Type Interest Rate APR*
15 Year Fixed 3.125% 3.517%
30 Year Fixed 3.750% 4.104%

Effective November 5, 2019.
Mortgage Rates are based on a $100,000 loan with a loan to value of 80%. Rates are Subject to Change Daily and Without Notice.  Call for the most current rates. 507-288-0330.


Construction Loans Rates

Interest Rate APR*
3.75% 3.920%

Effective November 5, 2019.  Rates based on $100,000 loan amount, 80% loan to value, interest only payments. Rates are Subject to Change Daily and Without Notice.  Call for the most current rates. 507-288-0330.

Construction Loan Guide | First Alliance Credit Union | Rochester MN | Mortgage


Manufactured Home Loans Rates

Term/Type Interest Rate APR*
10 Year  6.250% 6.250%
15 Year 6.500% 6.500%
20 Year (Double Wide Only) 7.750% 7.750%

Effective November 1 2019.

*APR=Annual Percentage Rate on the loan.  Rates are quoted "as low as" and are subject to an evaluation of your credit. Rate shown are based on a 2015 or newer manufactured home with a 20% down payment, other loan options may be available. Rates may vary from rates shown. Call   507-288-0330 for most current rates

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