New Autos & Motorcycles (2016 or newer)

Term APR*
12-36 months 1.990%
37-60 months 2.190%
61-72 months 2.990%
73-84 months 3.990%

Effective April 7, 2017

Used Autos & Motorcycles

Term APR*
12-36 months 2.790%
37-60 months 2.990%

Effective April 7, 2017

Boats, RVs, & Other Recreational Vehicles

Term APR*
12-36 months 2.790%
37-60 months 2.990%

Effective April 7, 2017

Personal Loans

Term APR*
12-36 months 6.990%
37-60 months 7.990%

Effective April 7, 2017


Term APR*
Open Ended 11.490%

Effective April 7, 2017

Savings Secured Loans

Term APR*
up to 36 months 2.000%
37-60 months 3.000%

Effective April 7, 2017


Type APR*
Platinum 7.950%
Standard 9.950%
uChoose Rewards 10.24% - 16.24%

Effective July 1, 2017

Home Financing Rates

All rates and terms are subject to change without notice.  These rates apply to the purchases of owner-occupied, single-family primary residences.  Other mortgage programs are available.  Interest rates are subject to change daily and without notice.

Interest rates are subject to underwriting criteria, including but not limited to, loan value and credit history. Rates may vary from rates shown.   For an up-to-date rate quote, please contact a mortgage representative at

Home Equity

Type APR*
Line of Credit 4.250%
Fixed Rate 5.000%

Effective July 6, 2017
Rate applies to Home Equity Lines of Credit with a loan to value (LTV) of 80% or less. Other rates and terms are available. Rate applies to new home equity lines of credit as of 7/6/17 . Rate is tied to the variable rate Prime. The index is the Prime Rate published in the Wall Street Journal. Rate subject to change without notice. Contact a Member Service Representative for details. Call 507-288-0330.

First Mortgage

Term/Type Interest Rate APR*
15 Year Fixed 3.500% 3.897%
30 Year Fixed 4.000% 4.229%

Effective November 20,  2017 
Mortgage Rates are based on a $100,000 loan and are Subject to Change Daily and Without Notice. Call for the most current rates. 507-288-0330.

Construction Loans

Interest Rate APR*
3.75% 3.920%

Effective March 29, 2017 

Manufactured Home Loans

APR* 5.090%

Effective November 20, 2017 

*APR=Annual Percentage Rate on the loan.  Rates are quoted "as low as" and are subject to an evaluation of your credit. Rates may vary from rates shown. Call   507-288-0330 for most current rates

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