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Certificates of Deposit (CDs) are great tools for saving your money and are simple to understand. You agree to keep your money on deposit at the credit union for a specific length of time. Then, we pay you an interest rate that is higher than our regular savings accounts, as a thank you! CDs can be used to save for both long and short-term financial goals! 


 

Business & Consumer Rates for CDs

Opening a Certificate of Deposit at First Alliance requires a minimum initial deposit of $500.00. 

CD Rates for balances between $500.00 - $49,999.99

Term

Dividend Rate APY**
6 Month 1.980% 2.000%
12 Month 2.080% 2.100%
18 Month 2.130% 2.150%
24 Month 2.180% 2.200%
30 Month 2.230% 2.250%
36 Month 2.470% 2.500%
48 Month 2.620% 2.650%
60 Month 2.720% 2.750%

Jumbo CD Rates for balances between $50,000.00 - $99,999.99

Term

Dividend Rate APY**
6 Month 2.080% 2.100%
12 Month 2.180% 2.200%
18 Month 2.230% 2.250%
24 Month 2.280% 2.300%
30 Month 2.330% 2.350%
36 Month 2.570% 2.600%
48 Month 2.720% 2.750%
60 Month 2.810% 2.850%

Jumbo CD Rates for balances of $100,000.00 and above

Term

Dividend Rate APY**
6 Month 2.130% 2.150%
12 Month 2.230% 2.250%
18 Month 2.280% 2.300%
24 Month 2.330% 2.350%
30 Month 2.370% 2.400%
36 Month 2.620% 2.650%
48 Month 2.760% 2.800%
60 Month 2.860% 2.900%

Effective January 1, 2024

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**APY=Annual Percentage Yield. All rates are subject to change without notice. Early withdrawal penalties may apply. Consult your Truth-In-Savings disclosure for complete details.

Rates for IRA Certificates of Deposit

Opening an IRA Certificate of Deposit at First Alliance requires a minimum initial deposit of $500.00.

IRA Rates for balances between $500.00 - $49,999.99

Term Dividend Rate APY**
12 Month 2.080% 2.100%
18 Month 2.130% 2.150%
24 Month 2.180% 2.200%
30 Month 2.230% 2.250%
36 Month 2.470% 2.500%
48 Month 2.620% 2.650%
60 Month 2.720% 2.750%

Jumbo IRA Rates for balances between $50,000.00 - $99,999.99

Term

Dividend Rate APY**
12 Month 2.180% 2.200%
18 Month 2.230% 2.250%
24 Month 2.280% 2.300%
30 Month 2.330% 2.350%
36 Month 2.570% 2.600%
48 Month 2.720% 2.750%
60 Month 2.810% 2.850%

Jumbo IRA Rates for balances of $100,000.00 and above

Term

Dividend Rate APY**
12 Month 2.230% 2.250%
18 Month 2.280% 2.300%
24 Month 2.330% 2.350%
30 Month 2.370% 2.400%
36 Month 2.620% 2.650%
48 Month 2.760% 2.800%
60 Month 2.860% 2.900%

Effective October 16, 2023

*Consult your tax adviser.
**APY=Annual Percentage Yield. All rates are subject to change without notice. Early withdrawal penalties may apply. Consult your Truth-In-Savings disclosure for complete details.

Benefits of a Certificate of Deposit

Certification of Deposit FAQs

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