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Savings Account Rates

Type APR* APY** Balance for APY
Main Share Savings 0.150% 0.150% $5.00
Sub-Share Savings 0.150% 0.150% $100.00
WINcentive Savings 0.100% 0.100% $5.00
Holiday/Vacation Club 0.250% 0.250% $1.00
Checking 0.100% 0.100% $1,000.00
Health Savings Account 0.500% 0.500% $1.00
IRA Savings, Roth & Coverdell 0.250% 0.250% $10.00

Effective January 2, 2019

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Money Market Account Rates

Type Balance APR* APY**
Tier 1 $2,000-$9,999 0.250% 0.250%
Tier 2 $10,000-$24,999 0.350% 0.350%
Tier 3 $25,000-$49,999 0.400% 0.400%
Tier 4 $50,000-$999,999 0.450% 0.450%
Alliance Advantage Money Market $100,000+ 0.500% 0.500%
IRA Savings $10 0.250% 0.250%

 Effective January 2, 2019


Certificates of Deposit Rates

Term APR* APY**
6 Month 0.850% 0.850%
12 Month 1.250% 1.250%
18 Month 1.350% 1.350%
24 Month 1.490% 1.500%
30 Month 1.590% 1.600%
36 Month 1.740% 1.750%
48 Month 1.990% 2.000%
60 Month 2.480% 2.500%

Effective January 2, 2019


2.85% APY* on a 15 Month Certificate of Deposit | First Alliance Credit Union*APY=Annual Percentage Yield. The dividend rate effective as of October 25, 2018 is 2.82% APR. Rate applies to new funds to the credit union only. $500 minimum deposit is required. Early withdrawal penalties may apply. Limited time offer, subject to change without notice. First Alliance Credit Union is federally insured by NCUA. 


Rates for IRA Certificates***

Term APR* APY**
12 Month 1.250% 1.250%
18 Month 1.350% 1.350%
24 Month 1.490% 1.500%
30 Month 1.590% 1.600%
36 Month 1.740% 1.750%
48 Month 1.990% 2.000%
60 Month 2.480% 2.500%

Effective January 2, 2019

*APR=Annual Percentage Rate
**APY=Annual Percentage Yield
**$500.00 minimum balance required. Early withdrawal penalty may apply

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