Share Rates

Type APR* APY** Balance for APY
Main Share Savings 0.150% 0.150% $5.00
Sub-Share Savings 0.150% 0.150% $100.00
WINcentive Savings 0.100% 0.100% $5.00
Holiday/Vacation Club 0.250% 0.250% $1.00
Checking 0.100% 0.100% $1,000.00
Health Savings Account 0.500% 0.500% $1.00
IRA Savings, Roth & Coverdell 0.250% 0.250% $10.00

Effective January 22, 2018


Money Market Account

Type Balance APR* APY**
Tier 1 $2,000-$9,999 0.150% 0.150%
Tier 2 $10,000-$24,999 0.250% 0.250%
Tier 3 $25,000-$49,999 0.300% 0.300%
Tier 4 $50,000-$999,999 0.300% 0.300%
Alliance Advantage Money Market $100,000+ 0.350% 0.350%
IRA Savings $10 0.250% 0.250%

 Effective January 22, 2018


Certificates of Deposit

Term APR* APY**
6 Month 0.400% 0.400%
12 Month 0.650% 0.650%
18 Month 0.700% 0.700%
24 Month 0.800% 0.800%
30 Month 0.800% 0.800%
36 Month 1.050% 1.050%
48 Month 1.250% 1.250%
60 Month 1.500% 1.500%

Effective January 22, 2018


IRA Certificates***

Term APR* APY
12 Month 0.650% 0.650%
18 Month 0.700% 0.700%
24 Month 0.800% 0.800%
30 Month 0.800% 0.800%
36 Month 1.050% 1.050%
48 Month 1.250% 1.250%
60 Month 1.500% 1.500%

Effective January 22, 2018

*APR=Annual Percentage Rate
**APY=Annual Percentage Yield
**$500.00 minimum balance required. Early withdrawal penalty may apply

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