First Alliance Credit Union donated $8,500 to the Rochester Public School’s Student Nutrition Services. The funding will be used to pay down delinquent lunch accounts across the district, providing needed financial relief for many local families.
We know managing your finances through convenient and secure methods is an important part of your financial life. This is why we stress the importance of enrolling in our free eStatement service. eStatements allows you to keep your monthly account statements in a digital format, which is easy to access through Online Banking and offers more security than paper statements. However, if you’re used to receiving your statement in the mail each month, you may have a few questions about eStatements you want answered before you enroll.
Technology has certainly made our lives easier. We can do practically anything on our phones these days. Amazon has revolutionized the way we shop, Alexa can shut the garage door and turn off the lights, and there is pretty much an “app for that.” We’re so used to using technology, that I think sometimes we forget how much technology has changed how we bank.
Did you know if you’re a First Alliance Credit Union member you can take advantage of the Love My Credit Union Rewards program? Love My Credit Union Rewards gives you exclusive access to a wide variety of deals and discounts that have saved credit union members over $2 billion (yes, we said “billion”) using the discounts available through the program.
Do you know what to do if you see unexplained charges on your debit card or credit card? Do you call your card carrier or the merchant first? Does it mean your identity was stolen? There are a lot of questions that arise when you see unexplained transactions on your statements. The good new is you can dispute the unexplained transactions on your accounts.
One of the most exciting parts of being in your twenties and thirties is all the important decisions that lay ahead of you. Of course, mixed in with all the excitement is the stress of making the best decision. This especially applies to financial decisions, which have the potential to affect the rest of your life.
Credit unions and banks may, at first glance, seem to be quite similar. Deposits in both banks and credit unions are insured by the federal government; however, under different programs. Bank deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). Credit union deposits are insured up to $250,000 by the National Credit Union Administration (NCUA).