When you've put together a budget, you might think that you have a good grasp on your finances. However, knowing where you've spent your money is only half the story. The other half is knowing how your funds should be allocated.
How do you plan and budget for your pet expenses? Maybe you use your credit card or have pet insurance to help pay for some of the costs as they crop up, but using a pet savings account will actually help you get ahead of the costs related to pet ownership.
Every financial expert talks about the importance of saving money. A lot of them have also come up with innovative ways to save, not to mention what to do with the money you’ve put aside. The problem for many people isn’t that they’re unaware of how to save money or how to invest it, though. It’s that saving money at all can be hard.
Are you hoping to get a refund from your 2018 tax return? If so, you’re not alone. Many people intend to use their refund as a "forced savings plan," essentially withholding extra taxes on purpose in order to get a larger refund at the end of the year, instead of being tempted to spend it during the year.
Do you want to feel like you have more control over your finances? Maybe you just don’t quite know where to start? Or have you tried different tips and tricks before but run into bumps in the road along the way, and then reverted back to your old spending habits? Does this sound like you? To help you get started with budgeting and saving and to be successful long term we hosted a Facebook Live question and answer session. Here’s the video and a brief recap of what was discussed.
Everyone says they want to save more money and be better at managing their finances. But if you don't know where to start or have questions along the way, it can be hard to make progress, and you can easily become discouraged and fall into old habits again.
With Valentine's Day right around the corner, love is in the air! It's a time when people celebrate the special relationships in their lives by giving gifts or sentimental gestures to make their significant other feel loved and appreciated. But among all the romantic dinners, chocolates and roses, there's a very important relationship that often goes uncelebrated-your relationship with yourself.