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    What are the Advantages of Night Banking?

    Chris Gottschalk

    Chris Gottschalk About The Author

    Jul 5, 2022 4:45:00 AM

    In times past, if you wanted to get some banking done you’d have to visit the nearest convenient branch of your financial institution during business hours, or until 6:30 pm if you used the drive-through window. Thanks to cutting-edge technology like our Advisor Supported Kiosks, though, you can do the majority of your transactions 24 hours a day, 7 days a week. This has given rise to a small but growing trend—night banking.

    Night banking might sound a little strange, especially if you’re used to having to squeeze your banking on your daily commute or lunch hour. However, if you give it a try you’ll quickly realize that night banking has a few advantages over doing your banking while the sun’s up.

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    Shorter Lines

    Using a kiosk at nightIf you pull into the drive-through lane of a First Alliance Credit Union branch after 8 p.m., you probably won’t see many people ahead of you. In fact, the odds are good you won’t see anyone. That means you can deposit cash and checks (at the same time!), withdraw money and even transfer money between your accounts without having to wait as long as your might during the day.

    Less Stress

    Trying to get banking done during business hours can be stressful. If you’re not trying to work in a transaction during your morning commute, you’re trying to beat the crowds after work or squeeze your banking in during your lunch hour.

    ATM in the night timeWith night banking, though, you can get almost all your banking done on your own time. You can even log in to our online banking platform or mobile app in the evening to pay bills or make a loan payment. This means you don’t have to worry about when the credit union is open, which means less stress on your part.

    More Free Time

    The shorter lines and the reduced stress, combined with the ability to do your banking when it’s convenient for you, means that you spend less time at a First Alliance Credit Union branch. That means more time for you to do whatever you want. Work on that project you’ve always wanted to get around to, spend some time with your family or just hit the snooze button one more time.

    No Dressing Up

    While visiting a First Alliance Credit Union branch isn't exactly a black-tie affair, you usually want to put some effort into looking presentable. Night banking, though, lets you dress up however you want. You can do your banking in loungewear, pajamas or even a bathing suit if you've spent the evening at the lake. 

    Do Some Night Banking With First Alliance Credit Union

     People are starting to understand the allure of night banking, and if you visit a First Alliance Credit Union branch after hours, you might too. You can take advantage of the short, or nonexistent, lines, savor how relaxed you feel when you can do your banking on your own schedule and even enjoy the added free time that will accumulate in your schedule.

     If you want to discover the joys of night banking, become a First Alliance Credit Union member today. This will let you use our Advisor Supported Kiosks, which you can find in the drive-through lanes of the First Alliance branches in Rochester, Byron and Stewartville.

    We do our best to provide helpful information but we cannot guarantee the accuracy or completeness of the information presented in the article, under no circumstance does the information provided constitute legal advice. You are responsible for independently verifying the information if you intend to use it in any way. Additionally, the content is not intended to be reflective of First Alliance Credit Union’s products or services, for accurate and complete details about our product and service information you must speak to an advisor at First Alliance Credit Union.