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Explore Our Best Certificate of Deposit Rates

Special CD Offers from First Alliance Credit Union

Limited Time Only Certificate of Deposit Opportunities

 

Earn 4.00% APY* on a 9-Month CD

What could your money unlock with 4.00% APY*? 

Lock in your rate and still access your money when you need it.

  • $500 minimum deposit. No maximum deposit.
  • 4.00% APY* guaranteed for a 9-month term.
  • Add more money at anytime during the term.
  • No early withdrawal fees

Earn 5.70% APY** on a 15-Month Youth CD 

Don't duck on this great rate! Your little saver's money will grow at 5.70% APY** for 15 months.

  • $100 minimum deposit. Max deposit $10,000. 
  • 5.70% APY** guaranteed for a 15-month term.
  • Plus, you can add funds anytime during the term.
  • New money only
  • Kids get a rubber duckie when CD is opened at a branch (while supplies last) 

How to Open a Certificate of Deposit

Stop by one of our locations and talk with a member advisor.

Submit a request form by clicking 'Open a CD' button below.

Explore More Helpful Tips and Tools

Disclosure:

Peace of Mind Bonus: For deposits exceeding the $250,000 federal NCUA coverage threshold, you can opt-in for Excess Share Protection (ESP) from American Share Insurance (ASI), which offers additional protection up to $5 million in deposits, for a combine total coverage of $5.25 million (Speak with a Member Advisor for complete details).

 *APY = Annual Percentage Yield. The dividend rate effective as of October 14, 2026 is 3.930%. $500 minimum deposit is required. Auto-renews to 12-month CD at eligible tiered rate upon maturity. Offer subject to change or end without notice. Early withdrawal penalty is waived. Other fees may apply, refer to Truth in Savings for complete details.

**APY= APY = Annual Percentage Rate. The dividend rate effective as of November 9th, 2026 is 5.560%. $100 minimum deposit is required. New funds to the credit union only. Max deposit $10,000. Auto-renews to 12-month CD at eligible tiered rate upon maturity. Offer subject to change or end without notice. Refer to Truth in Savings for complete details. 

Have questions? Let's talk.