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First Alliance Credit Union has begun the transition to credit and debit cards with chip technology. The embedded computer chip provides more security and wider international acceptance.
A microchip embedded in every card adds a new layer of protection against fraud for purchases made at the point of sale.
Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting. These cards are already in wide use around the world and are now becoming the standard in the U.S.
Provide your card information as you have done in the past. EMV Chip Cards will not change the way payments are made online or by telephone.
The process is essentially the same as at a merchant. Insert your card, leave it in the ATM, and follow the prompts on the screen. Depending on the type of ATM, you might be prompted to re-insert your card. Leave the card in the ATM until the transaction is complete and the card is released, and then remove your card. A PIN is needed for ATM transactions.