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Our Youth Accounts are an excellent way to begin teaching your kids the importance of saving and money management. We have several savings options to choose from below. If you're not sure which account to open for your child, just ask, we are here to help every step of the way!
Youth Share Savings Accounts - this is the basic savings account every youth member will need to get started on their savings journey
Youth Certificate of Deposit - this type of account is a great option for longer term savings goals for your young saver and can help them learn the power of compounding interest
Once your little saver becomes a teenager, it's time to start helping them manage their money in new ways, which is why our Teen Accounts include the youth savings account options from above, plus access to:
*APY = Annual Percentage Yield. The effective dividend rate is 2.48% APR. Rate applies to NEW FUNDS to the credit union only. Rate available for Youth CDs only. $100 minimum opening deposit required, no max deposit. Early withdrawal penalty may apply. Offer expires April 30th, 2019, subject to change without notice. First Alliance Credit Union is federally insured by NCUA.