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How Do I Know If My FICO Score is Good or Bad?

Lisett Comai-Legrand

Lisett Comai-Legrand About The Author

Sep 21, 2017 7:02:00 AM

For many, credit scores are a mystery.  If you're wondering "Is my credit score good or bad?" the first step is to obtain your annual credit report and then compare it to our helpful chart!

Where Can I Find my FICO Score?

While many different companies, websites and apps offer free credit scores, annualcreditreport.com is the most reliable website for obtaining a truly free credit report. You are entitled to one free credit report per year. Make sure to take advantage of this free resource, as it is also a good habit to avoid fraud from reeking havoc on your identity. 

What the Score Means:

A FICO Score ranges from 300-850. 300 is the lowest, and 850 is the highest. Traditionally, a FICO score between 670 and 739 is good, and a score between 740 and 799 is very good, and a score over 800 is exceptional.  If you find yourself with a lower score than you would like, there are several ways to increase your score. 

FICO Score

FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

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We do our best to provide helpful information but we cannot guarantee the accuracy or completeness of the information presented in the article, under no circumstance does the information provided constitute legal advice. You are responsible for independently verifying the information if you intend to use it in any way. Additionally, the content is not intended to be reflective of First Alliance Credit Union’s products or services, for accurate and complete details about our product and service information you must speak to an advisor at First Alliance Credit Union.