For many, credit scores are a mystery. If you're wondering "Is my credit score good or bad?" the first step is to obtain your annual credit report and then compare it to our helpful chart!
Where Can I Find my FICO Score?
While many different companies, websites and apps offer free credit scores, annualcreditreport.com is the most reliable website for obtaining a truly free credit report. You are entitled to one free credit report per year. Make sure to take advantage of this free resource, as it is also a good habit to avoid fraud from reeking havoc on your identity.
What the Score Means:
A FICO Score ranges from 300-850. 300 is the lowest, and 850 is the highest. Traditionally, a FICO score between 670 and 739 is good, and a score between 740 and 799 is very good, and a score over 800 is exceptional. If you find yourself with a lower score than you would like, there are several ways to increase your score.
FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.